Rho Bill Pay saves you time and money
Eliminate manual data entry, send fee-free payments, and integrate your accounting tools for real-time reconciliation.
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Brian Willet, Co-Founder & CEO at Willet + Cumro
“Rho simplified our expense, procurement, and payables processes, making it easy for our brands to manage invoices and saving us hours of reconciliation time every week.”
Brian Willet, Co-Founder & CEO at Willet + Cumro
Scale your AP processes and reduce operational costs
Process invoices faster, send fee-free payments at scale, and streamline accounting with Rho.
One-Touch Invoice Processing
Forward invoices to a dedicated AP inbox for intelligent OCR processing.
Stress-Free Vendor Management
Onboard vendors, collect W-9s, and keep records updated in real time.
Fee-Free Payments
Pay any way you like – ACH, check, or corporate card.
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Real-Time Reconciliation
Seamlessly sync liabilities and payments with your accounting system.
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Automate accounts payable today with Rho.
Apply Now
Automate your accounts payable process today with Rho.
Explore our Rho Bill Pay solution for your business today.
Process your invoices in seconds.
Send your invoices to a dedicated inbox and watch Rho’s invoice automation slash processing costs and mitigate human errors.
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Keep spend controlled with approval rules.
Automate your invoice approval process with smart controls and notifications when invoices need attention.
Eliminate payment delays and late fees.
Track real-time company spending and earn up to 1.25% cashback1.
Enjoy easy bill reconciliation.
Simplify reconciliation and sync bill payment status data between Rho and your accounting software.
Multiple capabilities – one powerful online banking platform
Experience the benefits of a Rho business account today.
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Send money to vendors with multiple supported, fee-free payment methods.
Time payments to avoid late payment fees and unlock early payment discounts.
Prevent duplicate invoices and duplicate payments with smart notifications.
Eliminate manual processes by automating reconciliation from invoice to accounting system.
Generate a clear AP audit trail to help detect potential fraud, errors, and process improvements.
Manage all banking, accounts payable, and T&E expenses in one platform.
It all starts by applying for your Rho account.
Our unique underwriting method works to help businesses access higher, more stable limits.
1.
Apply for a Rho Card in minutes.
Tell us more about your business and upload important documents needed to start the underwriting process.
2.
Experience holistic underwriting.
We use comprehensive data that helps businesses access higher, more stable limits.
3.
Set up your team in just a few clicks.
In seconds, generate your first Rho Card with configured spend controls and start automating invoices today.
Before and after Rho
See why one-person finance teams and seasoned accounts payable departments trust Rho Bill Pay.
From manual finance
You can’t pay a bill without paying $9 just to send it (late, that is).
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To frictionless finance
Rho’s OCR processes your invoices, routes to approvers, and pays all your vendors in seconds, for free.
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How Rho Bill Pay compares to AP solutions
Experience modern Bill Pay – without annoying fees, late payments, or paywalls.
Dedicated AP inbox
No platform fees
Integrated checking account ($0 ACH fees)
Same Day free ACH
Check payments
Card payments
Built-in Banking platform
Customer support
2-way accounting sync
Free, paid within 7 business days
24/7 customer support
Bill
1.69+/check
2.9% transaction fee/payment (fees apply to payer)
Requires Bill.com Essentials
Yes, with requires paid enterprise contract
QuickBooks
Bill Pay
Bill Pay
15$/month
$1.50 each
QuickBooks only
Ramp
Adds 2-5
business days to debit account
Free
Requires
Ramp Plus
Yes, with paid
Ramp Plus plan ($15/seat)
Competitive data was collected from the BILL, QuickBooks, and Ramp websites as of September 25, 2024, and is subject to change or update.
Ditch platform fees, late payments, and paywalls for Rho.
Apply Now
Make invoices payments frictionless with Rho today
FAQs
See answers to common questions we get from customers about Rho Bill Pay software.
Why do businesses use accounts payable automation software?
The AP process is time-consuming, so it’s common for CFOs to hire AP staff on their finance teams. The manual, paper-based tasks of managing invoices can become overwhelming and, depending on transaction fees charged by their business bank, costly for small business owners and startups.
Rho Bill Pay software can streamline the process – from invoice management to payment and reconciliation – drive cost savings, improve cash flow, and remove time-killing bottlenecks.
The right automation system helps you spend less time on manual data entry, go paperless, and more time on higher-value work – without needing a full-blown AP department.
What is OCR?
OCR is “optical character recognition”, a tool that leverages artificial intelligence and machine learning to recognize text within a digital document, such as a scanned paper invoice.
When a Rho customer sends an invoice file to their dedicated Rho AP Inbox, we convert the file into a draft bill for the user to review & pay.
How does Rho Rho Bill Pay help businesses?
After scanning an invoice, Rho then pulls invoice data like vendor and payment details, runs duplicate invoices, executes invoice approval workflow routing, and auto-syncs with ERP systems, creating liability including corresponding payment due dates.
Users then easily authorize bill payments, and Rho will track detailed payment processing statuses and automatically mark liabilities as paid in your integrated accounting software. Extensive reporting is available for csv export as well.
How much is Rho’s Rho Bill Pay solution?
Rho’s accounts payable automation capabilities are free to Rho customers who have Rho accounts. While Rho does not charge for ACH or wires, clients may experience fees with international wires charged by receiving institutions not controlled by Rho. Check out our pricing page for more information.
How does Rho compare to other Bill Pay software?
Great question! We wrote an entire guide to the best Bill Pay software on the market to help answer this question, including how Rho Bill Pay works.
In summary: Rho integrated its banking platform and Bill Pay in one platform, helping to mitigate issues commonly caused by AP automation process point-solutions.
Examples include late payments, limited financial visibility, increased risk of human error, time-consuming business processes, problematic vendor relations due to delayed payments, and complex reconciliation process.
Plus, we don’t have platform or ACH transaction fees that many competing Bill Pay systems on the market charge clients.
Does Rho have procurement capabilities?
We do not currently offer procurement, procure-to-pay, or supply chain management capabilities beyond in-platform vendor management and onboarding tools.
Does Rho offer three-way match?
No, not at this time. However, Rho’s electronic invoicing (e-invoicing) automation capabilities include two-way match between invoices and purchase orders.
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1Earn up to 1.25% cash back on purchases, subject to our Rewards Terms. Our 30-day card offers 1% cash back, and our 1-day card offers 1.25% cash back. Cash back rates, terms, and eligibility are subject to change at our sole discretion. Please refer to the full Rewards Terms for details.
Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party. Products and services offered through the Rho platform are subject to approval.
The Rho Corporate Card is issued by Webster Bank N.A., member FDIC pursuant to a license from Mastercard, subject to approval.
Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser and subsidiary of Rho. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk, including the possible loss of the principal invested, and past performance does not future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. ("Apex") and Interactive Brokers LLC ("Interactive"), registered broker dealers and members FINRA/SIPC. Interactive rates may vary from Apex rate shown above. For additional information about investment management and advisory services provided by Rho Treasury, please refer to Rho Treasury’s ADV-2A Wrap Fee Brochure.
This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.
Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.
This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.
Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.
*This reflects the gross yield based on 90-day Treasury Bill rates as of [DATE]. The advertised yield does not include the annual fee, which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Individual results may vary depending on the actual investment date and investment products selected. Past performance is not a guarantee of future performance results. The yield is variable and fluctuates without prior notice. The rate shown is before fees. Fees and costs may reduce the actual returns received. The amount of Treasury Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield.
© 2019-2025 Under Technologies, Inc. DBA Rho Technologies. Rho is a trademark of Under Technologies, Inc.