5 Zapro Alternatives For Startups in 2025

Businesses often seek alternatives to solutions like Center due to the need for more tailored features, better pricing, or enhanced integration capabilities. Here are five featured alternatives that will be covered in this article:

• Rho

• Tipalti

• Medius

• ProSpend

• AvidXchange

Center provides real-time expense management solutions, including the CenterCard® Corporate Credit Card, to help businesses manage expenses efficiently with a focus on real-time tracking and customer support.

However, Center doesn’t fit all companies’ needs, and some businesses find it lacking in essential features or flexibility. If you’re looking for a better fit, we’ve rounded up five top alternatives—Rho, Tipalti, Medius, ProSpend, AvidXchange—each offering unique advantages to meet different business requirements.

5 Alternatives to Center

1) Overall Pick: Rho

At Rho, we pride ourselves on being a financial technology company that offers an integrated platform designed to streamline financial operations for businesses. Our mission is to set the new standard for business banking by providing a seamless, customer-centric experience that supports businesses at every stage.

Rho Key Features

• Up to 2% Cashback on Rho Platinum: Earn up to 2% cashback on all spend, including cloud bills, AI tools, and travel.

• $0 ACH Fees: Enjoy business checking and savings accounts with no ACH transfer fees.

• Rho Prime Treasury: Invest excess cash in short-dated government securities with transparent reporting on balances and earnings.

• Expense Management: Automate expense tracking, eliminate manual expense reports, and capture every receipt for streamlined accounting.

• Bill Pay: Pay hundreds of vendors in minutes with zero fees, simplifying accounts payable processes.

• Rho Mobile App: Manage company finances, cards, and payments from a mobile device.

• Customer Support: Access a dedicated, full-service team available 24/7, known for responsiveness and personal touch.

Unlike Center, which focuses primarily on real-time expense management, Rho offers a comprehensive financial platform that integrates banking, corporate cards, payments, and treasury services, providing a more holistic solution for businesses.

Rho Pricing

We offer a straightforward and cost-effective pricing structure designed to eliminate many of the fees commonly charged by other finance platforms and banks. Most of our core banking and finance automation features are free to use, making it simple for businesses to manage their finances without worrying about hidden costs.

• Same-Day ACH, wires, and checks: $0: No fee for processing same-day ACH transfers, wire transfers, or checks, making these standard banking transactions free for users.

• Subscription Fees: $0: No recurring subscription fee to use the Rho platform.

• Checking account minimum fees: $0: No minimum balance or maintenance fees for checking accounts.

• Connected, in-platform capabilities: AP, Expense & Accounting Automation: $0: No fee for using Rho's built-in accounts payable, expense management, and accounting automation features.

• Per-user fees: $0: No additional charge for adding users to the platform.

• Foreign currency transfer: 1%: A 1% fee applies to transfers involving foreign currency conversion.

• Optional SWIFT fee: $15: May apply for certain international transactions.

You can find all the details about our pricing here.

Why Users Prefer Rho

Don’t just take our word for it—hear directly from Rho’s customers. Here’s what real users have to say about why they prefer Rho over other solutions:

• User-Friendly Interface: "What I like best about Rho is how user-friendly and intuitive the platform is. The interface is clean, everything is easy to navigate, and tasks that would normally take time—like managing expenses or tracking transactions—are streamlined."

• Exceptional Customer Service: "Rho provides solution-driven, timely responses. Unlike some large companies where customer service is 'I have forwarded your response to the appropriate party' and then waiting weeks for a response."

• Efficiency and Automation: "Rho is solving the complexity and inefficiency often found in managing company finances. It saves me a lot of time and stress, allowing me to focus on higher-value tasks instead of chasing down approvals or reconciling transactions."

Want a firsthand look at Rho? You can request a free demo here.

2) Tipalti

Tipalti is a finance automation platform that streamlines accounts payable, procurement, employee expenses, and global mass payments for mid-sized and growing companies. Leveraging AI-driven capabilities, Tipalti offers a comprehensive suite of tools designed to eliminate manual work, enhance efficiency, and provide full visibility and control over financial operations.

Tipalti Key Features

Here are some of the key features that Tipalti offers:

• AI-Driven Automation: Utilizes artificial intelligence to automate manual finance processes, providing instant insights and reducing manual work.

• Global Payment Capabilities: Enables cross-border payments to over 200 countries in 120 currencies using more than 50 payment methods.

• Built-in Controls and Compliance: Offers automatic, multi-jurisdictional tax compliance, built-in payment protections, and enterprise-grade controls and security.

• Pre-built Integrations: Provides pre-built connections and powerful APIs for major ERPs and accounting systems, as well as integrations with HRIS, SSO, Slack, and credit cards.

• Connected Suite: A unified global platform that manages spend, onboarding, invoice management, payments, and reconciliation.

Tipalti Pricing

Tipalti's pricing model is designed to grow with your company, allowing seamless upgrades to more advanced capabilities as your business becomes more complex.

• Select – $99/month: Unlimited user access, supplier portal, AI Smart Scan invoice processing.

• Advanced – $199/month: Includes all Select features, plus 2/3 way PO Matching, multi-entity infrastructure.

• Elevate – Custom pricing: Includes all Advanced features, plus global multi-entity infrastructure, FX Hedging.

• Accelerate – Custom pricing: Unlimited user access, customizable payee onboarding, 50+ payment methods.

• Plus – Custom pricing: Includes all Accelerate features, plus Tipalti Detect® risk module, FX Hedging.

Drawbacks To Tipalti

General user reviews of Tipalti highlight its efficiency and automation benefits but also note issues with payment processing and customer support.

• "API Integration is reliable and saves SO much time. It was easy to implement - we had an implementation specialist who helped us configure to our needs." - Michelle H.

• "there is nothing positive except some employees in the integration team, but it's not their fault they work for thieves" - David M.

For more detailed reviews, visit Tipalti Reviews.

3) Medius

Medius offers an intelligent, autonomous accounts payable (AP) automation and global payment software platform that leverages AI and machine learning to streamline the invoice-to-pay process, eliminate manual tasks, and provide full visibility into invoices, spend, and cash flow. The comprehensive suite covers AP automation, payment automation, fraud and risk detection, procurement, expense management, sourcing, contract management, and supplier onboarding, designed to integrate with major ERP systems and serve a wide range of industries and company sizes.

Medius Key Features

• Medius Copilot: An AI assistant that answers invoice approvers' questions automatically, facilitating accurate invoice decisions and increasing on-time payments.

• Supplier Conversations: An autonomous solution that responds to supplier invoice email inquiries around the clock, providing real-time invoice and payment status updates directly to suppliers' inboxes.

• Embedded Payments: Built directly into AP workflows, this feature simplifies supplier payments, reduces fraud, and streamlines the invoice-to-pay process.

• Fraud & Risk Detection: Uses machine learning and AI to enforce policies, provide visibility into fraud and risk exposure, and integrate with the Medius suite for comprehensive risk management.

• Expense Management with Expensya: Automates expense reporting using AI and ML, automatically populating reports with itemized, categorized charges, eliminating manual entry and paper receipts for employees.

Medius Pricing

Medius uses a subscription-based pricing model with package options and custom quotes tailored to business needs.

• Medius AP Essentials: Core AP automation and analytics for single-entity businesses with standard support.

• Medius AP 360: Comprehensive AP automation with advanced features, supplier tools, and gold support for multi-entity businesses.

• Additional Solutions: Payments, Supplier Onboarding, Procurement, Sourcing, Expense Management, and Contract Management available at extra cost.

Drawbacks To Medius

General user reviews of Medius highlight its ease of use, fast integration, and automation capabilities, but note occasional slowness with large documents and complexity in administration.

• "Medius has cut down our AP processing time by at least 50% if not more. We went from a completely manual process in which was lost many invoices and lots of time processing." - Verified User in Retail

• "Some setup options are hidden or difficult to figure out without support." - Verified User in Building Materials

For more detailed reviews, visit Medius Reviews.

4) ProSpend

ProSpend is an Australian-built spend management platform that unifies expense management, accounts payable automation, virtual and physical cards, travel management, budgets, purchase orders, and fraud control into a single solution. Tailored for ANZ businesses, it offers real-time visibility and control over all business spend, integrating seamlessly with over 18 leading Australian ERP systems and supported by a local team.

ProSpend Key Features

• Unified Spend Management Platform: Combines expense management, accounts payable, virtual and physical cards, travel, budgets, purchase orders, and fraud control into a single platform with one login.

• Real-Time Budget Integration: Budgets are integrated into every transaction, providing real-time budget flags and preventing overspend before it happens.

• Hyper-Automated AP Processing with Fraud Control: Uses OCR, AI, and machine learning to automate AP processing, including invoice matching and fraud screening before payment release.

• Instant Virtual and Physical Card Issuance: Allows instant issuance of virtual cards for any team or supplier, with flexible category rules and dynamic spend limits.

• Multi-Entity Management in One Database: Enables management of single and multi-entity businesses within one database, allowing users to roll-up or drill-down across companies, projects, and cost centres without switching systems.

ProSpend Pricing

ProSpend offers estimated, tiered pricing based on business needs, with a calculator for custom quotes.

• ProSpend Business: Ideal for small teams managing business cards, reimbursements, and mileage claims.

• ProSpend Corporate: Automates spend management for larger teams with custom workflows and reconciliation.

Drawbacks To ProSpend

ProSpend receives high marks for its intuitive interface and automation capabilities, though users note integration challenges and occasional glitches.

• "ProSpend is very user intuitive both from an end-user and administrative perspective. User up-take within our business has been extremely high and feedback positive. Customer support is also second to none." - Andrew C.

• "System has been good for us in transitioning to a fully electronic invoice system that can also handle our credit cards. The staff have also been very helpful in our dealings with them." - Verified User in Electrical/Electronic Manufacturing

For more detailed reviews, visit ProSpend Reviews.

5) AvidXchange

AvidXchange offers accounts payable automation software and services designed to increase efficiency, visibility, and control in the AP process. Their solutions leverage AI and automation, supported by 25 years of expertise, to help finance teams transform the way they receive, manage, and pay bills, integrating seamlessly with over 200 accounting systems and ERPs.

AvidXchange Key Features

• AI-Enhanced Automation: Utilizes artificial intelligence to streamline accounts payable processes, reducing manual tasks and improving accuracy.

• Seamless Integrations: Connects with over 200 accounting systems and ERPs, allowing businesses to automate AP without changing their existing platforms.

• Supplier Network: Provides access to a large network of suppliers, enabling electronic invoice processing and payments.

• AP as a Service: Offers a fully managed AP infrastructure for ERPs and accounting systems, delivering a ready-to-launch invoice and payments experience.

• Payment Flexibility: Suppliers can choose from Virtual Credit Card, AvidPay Direct, or mailed checks for receiving payments.

AvidXchange Pricing

AvidXchange's pricing is not public. Contact their support for more info.

Drawbacks To AvidXchange

General user reviews of AvidXchange are mostly positive, highlighting its ease of use and efficiency in streamlining AP processes, though some users report issues with customer support and system delays.

• "We’ve been using AvidXchange for nearly 10 years, and it has become an integral part of our daily operations." - Katie K.

• "Unfortunately, there is a lot to dislike about Avid. Customer service is almost non-existent." - Verified User in Real Estate

For more detailed reviews, visit AvidXchange Reviews.

How to select the right Center alternative?

• Tips for Selecting the Right Center Alternative:

• Assess Your Business Needs: Identify the specific financial operations and features your business requires, such as expense management, accounts payable automation, or global payment capabilities.

• Consider Integration Capabilities: Ensure the platform integrates seamlessly with your existing ERP and accounting systems to avoid disruptions and additional costs.

• Evaluate Pricing Structures: Compare the pricing models of different platforms, including any hidden fees, to find a cost-effective solution that fits your budget.

• Look for User-Friendly Interfaces: Choose a platform with an intuitive and easy-to-navigate interface to minimize the learning curve and enhance user adoption.

• Check Customer Support: Reliable customer support is crucial. Opt for a provider known for responsive and helpful service, like Rho, which offers 24/7 dedicated support.

• Prioritize Comprehensive Solutions: Platforms like Rho that offer an integrated suite of financial services can provide a more holistic approach, streamlining multiple financial operations under one roof.

• Read User Reviews: User feedback can provide valuable insights into the platform's performance, reliability, and potential drawbacks, helping you make an informed decision.

Getting started with the best Center alternative

Each of these alternatives offers unique features and benefits, making them strong contenders for businesses seeking to streamline their financial operations. However, if you're looking for a comprehensive, user-friendly platform with exceptional customer support, we recommend Rho.

Ready to experience the new standard in business banking? Request a free demo today and see how Rho can transform your financial operations.