Better business banking for startups

Open accounts instantly, earn yield on your cash, and run all your finances in one platform built for startups.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Supporting startups at every stage

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Set up banking, treasury & cards fast

Every Rho customer gets instant access to real humans who know your business with response times under a minute so you never stall your momentum.

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Dedicated support for founders

Every Rho customer gets fast, human support with real operators who can solve AP, card, and banking issues in minutes—not ticket queues.

Eliminate expense admin

Rho Expenses handles reimbursements and organizes every transaction in real time so you stay compliant without extra tools or busywork.

Expense Detail drawer

Pay vendors without friction

Rho Bill Pay scans invoices with AI, route approvals automatically, and moves money directly from your Rho accounts without the chase.

Close the books faster

Rho Accounting connects banking, cards, and treasury so your books stay clean, synced, and audit ready without manual cleanup.

Vendor Icon list

Set up banking, treasury & cards fast

Every Rho customer gets instant access to real humans who know your business with response times under a minute so you never stall your momentum.

Rendered Graph with Rho Credit Card sample

Dedicated support for founders

Every Rho customer gets fast, human support with real operators who can solve AP, card, and banking issues in minutes—not ticket queues.

Eliminate expense admin

Rho Expenses handles reimbursements and organizes every transaction in real time so you stay compliant without extra tools or busywork.

Expense Detail drawer

Pay vendors without friction

Rho Bill Pay scans invoices with AI, route approvals automatically, and moves money directly from your Rho accounts without the chase.

Close the books faster

Rho Accounting connects banking, cards, and treasury so your books stay clean, synced, and audit ready without manual cleanup.

Vendor Icon list

Why startups choose Rho

Rho scales with your business fast, no extra software fees and no paywalls blocking your momentum.

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Safety

Your cash sits with Webster Bank, a $75B FDIC insured institution, not a small partner bank. You also get up to $75M in FDIC coverage through Rho Savings, giving you real protection as your balance grows.

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Rates

Make your money work harder from day one. Rho Treasury and Rho Card earn competitive yield on idle cash and up to 2 percent cashback on every dollar you spend, with no lockups or platform fees eating into your return.

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Service

Founders want answers fast. With Rho you get real humans who respond within minutes by chat, email, or phone. Every client gets full support. Mercury limits true support to paid plans, which means slower responses when you need speed most.

No subscription fees

Rho checking is free to use, no matter how many users you add or how quickly your team scales.

Fee-free payments

Send ACH, wire, or check payments without fees. Move money as often as you need without adding to your burn.

Backed by our people, in your corner 24/7

We show up fast, solve what matters, and obsess over you winning.

We’re ready

when you are.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.