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Startup banking built for momentum

Checking accounts backed by real support that helps you move fast and stay focused.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

A sleek, open laptop displaying a dashboard with a list of operations, placed on a white surface against a plain background.
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White logo with "N S" in a circle on the left, and "NATIVE STRATEGIES" in bold capital letters on the right.

"This is my third startup, and I used Rho at my last company as well. It was a no-brainer."

Nami BuralFounder & CEO at Niural

Manage your operating cash without the friction

Reduce your burn and extend runway

Rho helps you avoid platform, overdraft, and transaction fees so more of your operating capital goes toward building, not banking.

Payment options: ACH (9876) and Wire (3211) settle in 1-2 days; Check to 100 Crosby Street settles in up to 7 days.

Backed by real infrastructure

Your checking account is held by Webster Bank, N.A., Member FDIC, a $70B institution built to support startups as they grow.

Webster Bank logo with yellow "W" icon. Text below states "FDIC-Insured - Backed by the full faith and credit of the U.S. Government."

Support built for founders

You get a real specialist from the start, not a ticket queue, so founders get fast answers and accounts of all sizes get the attention they deserve.

Three award badges labeled "Best Results 2024," "Best Relationship Winter 2024," and "Most Implementable Winter 2024" with G2 logo.


Banking without
the fees.

Pricing

No subscription fees

Rho checking is free to use, no matter how many users you add or how quickly your team scales.

Fee-free payments

Send ACH, wire, or check payments without fees. Move money as often as you need without adding to your burn.

Your operating cash is protected

Rho connects directly with Webster Bank, N.A., Member FDIC, a nationally chartered institution with $70B in assets. Your checking funds are held at Webster, backed by FDIC insurance, and supported by federal regulatory oversight.

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A single platform for

all your banking needs.

Once you’ve opened your business banking accounts, get set up with the rest of the essentials.

Get Started
Extend your runway
Control spend
Close the books faster
Eliminate expense reports
Consolidate your finance stack
Rho Mobile App
Rho Cards
Bill Pay
Checking Accounts
Savings Accounts
Treasury Accounts
Expense Management
Accounting Integrations
Rho Mobile App
Rho Cards
Bill Pay
Checking Accounts
Savings Accounts
Treasury Accounts
Expense Management
Accounting Integrations

It’s hard to beat us.

Our platform is free to use, and it’s staying that way.

Get Started
Rho

Zero monthly subscription fees¹

$350/Pro Plan

$15

$10

Fee-free Same Day ACH and wires¹

Native accounting software integrations

NetSuite requires Mercury Pro

Built-in AP automation and expense management

Some invoice features restricted to Mercury Plus

Minimum deposit requirement

n/a

n/a

$2k

$10K

FDIC Deposit Insurance

Up to $75M with Business Savings Account1

Up to $5M

$250k

$250k

Rho

Zero monthly subscription fees¹

$350/Pro Plan

Fee-free Same Day ACH and wires¹

Native accounting software integrations

NetSuite requires Mercury Pro

Built-in AP automation and expense management

Some invoice features restricted to Mercury Plus

Minimum deposit requirement

n/a

n/a

FDIC Deposit Insurance

Up to $75M with Business Savings Account1

Up to $5M

We’re ready

when you are.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.