Rho Corporate Credit Card

Earn as you enforce your expense policy.

Keep spend compliant, automate accounting, and earn up to 1.25%. Apply for the Rho corporate credit card in minutes.

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Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC. Mastercard and the circles design are trademarks of Mastercard International Incorporated.
From technology to innovative underwriting, Rho’s consistently demonstrated they are a world-class partner to our business.
Sarah Green, Senior Accountant

Keep spend controlled and compliant with ease.

Meet the simplest, most powerful corporate credit card experience.

Create your Rho Card.

Set spend limits, merchant restrictions, and approvals that enforce your policy.

Earn as you spend.

Track real-time employee spending and earn up to 1.25% cashback.

Enjoy easy reconciliation.

Save time by automating accounting with integrations custom & CSVs.
Start boosting your bottom line with Rho today.
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Enjoy the versatility of Rho Corporate Cards

See some of the many ways our customers put the Rho Corporate Card to use.

Track advertising spend. 


Running advertising campaigns on Facebook or TikTok? Create virtual Rho corporate card that can only be spent with those merchants and understand spending in real-time.

Execute procurement spending with ease.

Assign individual Rho corporate cards to specific vendors or categories of company expenses, simplifying your procurement and accounts payable processes.

Pay for employee travel-related business expenses.

Book your flights and pay for team and client meals with Rho corporate cards to specific budgets or teams.

Distribute employee cards with full control.

Give your employees cards with strict spend limits and controls that help them pay for needed materials and office supplies while maintaining expense policy compliance.

Manage client budgets.


From construction companies to advertising agencies, Rho corporate cards can help track granular spending by client or job code, making budgeting easier.

Limit cardholder access to the C-Suite.

Some businesses prefer to limit corporate card access to senior executives or owners.
Rho corporate cards can easily be assigned just to senior level employees.

Track advertising spend. 


Running advertising campaigns on Facebook or TikTok? Create virtual Rho corporate card that can only be spent with those merchants and understand spending in real-time.

Execute procurement spending with ease.

Assign individual Rho corporate cards to specific vendors or categories of company expenses, simplifying your procurement and accounts payable processes.

Pay for employee travel-related business expenses.

Book your flights and pay for team and client meals with Rho corporate cards to specific budgets or teams.

Distribute employee cards with full control.

Give your employees cards with strict spend limits and controls that help them pay for needed materials and office supplies while maintaining expense policy compliance.

Manage client budgets.


From construction companies to advertising agencies, Rho corporate cards can help track granular spending by client or job code, making budgeting easier.

Limit cardholder access to the C-Suite.

Some businesses prefer to limit corporate card access to senior executives or owners.
Rho corporate cards can easily be assigned just to senior level employees.

Track advertising spend.

Running advertising campaigns on Facebook or TikTok? Create virtual Rho corporate card that can only be spent with those merchants and understand company spending in real-time.

Execute procurement spending with ease.

Assign individual Rho purchasing cards to specific vendors or categories of company expenses, simplifying your procurement and accounts payable processes.

Pay for employee travel-related business expenses.

Book your flights and pay for team and client meals with Rho corporate cards to specific budgets or teams.

Distribute employee cards to purchase needed supplies.

Give your employees cards with strict spend limits and controls that help them pay for needed materials and office supplies while maintaining expense policy compliance.

Manage client budgets.

From construction companies to advertising agencies, Rho corporate cards can help track granular spending by client or job code, making budgeting easier.

Limit cardholder access to the C-Suite.

Some businesses prefer to limit corporate card access to senior executives or owners. Rho corporate cards can easily be assigned just to senior level employees.

Enjoy a smooth onboarding experience when you apply.

Our unique underwriting method works to help businesses access higher, more stable limits.
1.

Apply for a Rho Card in minutes.

Tell us more about your business and upload important documents needed to start the underwriting process.
2.

Experience holistic underwriting.

We use comprehensive data that helps businesses access higher, more stable limits.
3.

Set up your team in minutes.

In seconds, generate your first Rho Card with configured spend controls that help enforce your expense policy.
With the Rho Card, I can set and enforce a single standard for the entire finance organization that our field teams love – and all without adding any new people.
Kathleen Lloyd, Corporate Controller

Ditch point schemes for a world-class spend solution.

Seasoned business owners, operators, and CFOs use Rho to put an end to non-compliant spending and protect margins.

From manual finance

Your old corporate card can’t stop non-compliant spending and slows down your accounting team.

To frictionless finance

Your Rho Corporate Card keeps spend controlled and boosts the productivity of your finance team.
Stimulate growth with a credit line that scales with you.
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How the Rho Corporate Card compares to legacy cards

Experience modern spend management – with no personal guarantee or personal credit score pull.
 
Instant issuance of virtual cards
Ability to lock, unlock, cancel, and create cards at any time
Per-card & per-user limits & merchant-level spend controls
Built-in receipt capture enforcement
Full transparency into transactions in real-time
Point-based reward perks
We prefer to avoid the points game.
American
Express
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Capital One
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Chase
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Make the switch to the Rho Corporate Card today.
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Competitive data was collected from the American Express, Chase, and Capital One websites  as of February 16, 2024, and is subject to change or update.

FAQs

Answers to common questions about the Rho Corporate Credit Card.

Is my business eligible to apply for a Rho Card?

We work with a variety of clients ranging from early-stage startups and small business owners to seasoned middle-market businesses. To be eligible for Rho, your business must be incorporated in the United States.

There is no minimum annual revenue requirement, although revenue is used as a datapoint for underwriting. We do not offer services to sole proprietorships or unincorporated businesses.

Does the Rho Card help with expense reporting?

Yes! The Rho platform’s built-in expense management tools simplify receipt collection and streamline reimbursements, approval workflows, and expense reporting.

When you use your Rho card, you get a text message to submit a photo of your receipt. Rho will automatically upload the receipt and approval rules from your company policy will be applied automatically, saving you time.

Who is Rho’s credit card issuer?

Rho corporate credit cards are issued by Webster Bank, N.A. Member FDIC, and are powered by Mastercard. Rho checking bank accounts are also provided by Webster Bank, N.A. Member FDIC.

What type of card fees does the Rho Card program have?

Unlike many common types of small business cards or personal credit cards on the market today, Rho Cards have no annual fee, subscription fees, or per-card fees. Read about our pricing for more information.

Does Rho require a personal guarantee?

Rho does not require a personal guarantee, consumer credit report (personal credit check), or personal credit score pull, meaning business owners are not personally liable for their business accounts.

When must I repay my balance?

If your application is approved, your company will receive a daily credit limit. Repayments will be automatically debited from your Rho checking account just after midnight EST for that day’s activity. If interested, you can then apply for monthly credit terms.

What will my credit limit be?

Rho’s holistic approach to underwriting allows us to find you a higher, scalable credit limit that increases with your company’s growth – even if you don’t have an extensive credit history.

Your credit limit is not tied solely to your cash balance or last year's revenue but instead depends on several factors, such as revenue growth, business spending patterns, and balance sheet liquidity. We work with you to increase your credit limit as you grow. Read about our underwriting approach for more information.

Why does Rho offer cashback vs a points-based rewards program?

We prefer to give clients cash rewards via statement credits on qualifying business purchases that they can then use to run their business, improve cashflow, and avoid complicated point-based systems that often come with redemption restrictions and blackout dates.

Some businesses prefer points-based rewards and travel benefits (think: airport lounge access) – and that’s okay! There are many great small business credit card options out there for intro card offers, business travel rewards, points, and other perks. We do offer a variety of perks through our partnerships, which you can read more about here.

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Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management, LLC and its partner banks. Conditions apply.