Earn up to %* on
idle cash
Automate your treasury strategy and start putting your cash to work with Rho Treasury.
Earn up to %* on
Get started today
Start earning competitive yields on idle cash - in just a few clicks.
Pick your investments
Choose from U.S. Treasury Bills or the Morgan Stanley MULSX Mutual Fund to put your idle cash to work.
Stay liquid automatically
As cash needs arise, Rho automatically moves funds from Treasury to Checking - no manual transfers required.
Simplify your month-end
Rho Treasury syncs directly with your accounting tools to simplify reconciliation and speed up month-end close.
“As a founder, Rho is just everything we need financially in one platform."
Bailey Pumfleet, Co-Founder & CEO of Cal.com
Read the Case Study
Put every dollar to work with Rho Treasury
Founders and finance teams stay liquid, in control, and earning more - with zero busywork.
New: Mutual fund access in Rho Treasury
Choose U.S. Treasury Bills or mutual funds like MULSX to tailor your cash strategy and earn smarter yield.
Cash moves automatically - so you don’t have to
Choose U.S. Treasury Bills or mutual funds like MULSX to tailor your cash strategy and earn smarter yield.
Three connected accounts. One smart cash system.
Operate with confidence using Rho Checking, Savings, and Treasury - all connected in one seamless platform for operations, protection, and yield.
Support a faster close.
Treasury transactions automatically sync with your accounting platform, giving your team real-time visibility and helping you close the books faster—with less effort.
See how much you could earn with Rho Treasury
View estimated net yields for Treasury Bills and mutual funds based on your total deposit size.
Total Deposits
T-Bills Net Yield†
Mutual Fund Net Yield*
> $20M
5.11%
5.11%
$10-20M
5.01%
5.01%
$5-10M
4.91%
4.91%
$2-5M
4.81%
4.81%
$500k-$2M
4.66%
4.66%
†This reflects the sought net yield based on 90-day Treasury Bill rates as of [DD/MM/YYYY] and an annual fee which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Individual results may vary depending on the actual investment date and investment products selected. Past performance is not a guarantee of future performance results. The yield is variable and fluctuates without prior notice. The rate shown is net of fees. The amount of Treasury Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield.
*RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser , and subsidiary of Rho seeks to earn net returns up to X.XX% annually on your idle cash. Net yield numbers as of [DD/MM/YYYY, and assumes total Rho deposits of $20M+ and an annual fee which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Registration with the SEC does not imply a certain level of skill or training.
*RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser , and subsidiary of Rho seeks to earn net returns up to X.XX% annually on your idle cash. Net yield numbers as of [DD/MM/YYYY, and assumes total Rho deposits of $20M+ and an annual fee which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Registration with the SEC does not imply a certain level of skill or training.
Stop leaving yield on the table.
FAQs
See answers to common questions we get from customers about Rho Treasury.
What is Rho Treasury?
Rho Treasury is a cash management solution that lets businesses earn yield on idle cash by investing in U.S. Treasury Bills and mutual funds like Morgan Stanley MULSX.
Clients can set custom rules to automatically move funds between Rho Treasury and Rho Checking, ensuring money is either earning or available for operations.
Investment management and advisory services are provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser. Investments are not FDIC-insured and may lose value.
Is my business eligible for Rho Treasury?
Rho Treasury is available to Rho clients with at least $500K in deposits (subject to compliance and custodial requirements). Reach out to your client service rep to learn more.
What yield can I expect with Rho Treasury?
Yields vary based on market rates and your total deposits. You can invest in T-Bills or mutual funds, and see projected net yields in the table above.
How much does Rho Treasury cost? How do you make money?
Rho Treasury charges a transparent management fee. See our ADV brochure for details. Rho earns revenue through advisory services—not by taking spread from your yield.
How fast can I access my funds?
You can typically access funds within 2–3 business days after selling T-Bills or mutual fund shares. Note: Selling before maturity may affect your principal depending on market conditions.
Where are my cash and investments held?
Your funds are held in your company’s name at Rho’s custodial partners: Apex Clearing Corp (post-July 2024) or Interactive Brokers (for earlier accounts).
Is Rho Treasury FDIC-insured?
No. Like all investment products, Rho Treasury is not FDIC-insured. Treasury products carry risk, including potential loss of principal.
Does Rho Treasury integrate with my accounting software?
Yes. Rho Treasury transactions sync automatically with your accounting platform, making reconciliation faster and supporting a smoother month-end close.
Can I automate movement between Treasury and Checking?
Absolutely. You can set custom sweep rules to automatically return funds from Treasury to Rho Checking when needed—like for payroll or vendor payments. No manual transfers required.
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Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party. Products and services offered through the Rho platform are subject to approval.
Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser and subsidiary of Rho. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk, including the possible loss of the principal invested, and past performance does not future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. ("Apex") and Interactive Brokers LLC ("Interactive"), registered broker dealers and members FINRA/SIPC. Interactive rates may vary from Apex rate shown above. For additional information about investment management and advisory services provided by Rho Treasury, please refer to Rho Treasury’s ADV-2A Wrap Fee Brochure.
This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.
Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.
This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.
Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.
Images used are for illustrative purposes only.
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