Rates
Rho Platinum earns up to 1.5% cashback and Rho Treasury delivers stronger yield on idle cash. Ramp requires paid tiers to unlock more value.
Rho vs. Ramp
The difference is simple: higher rewards, no seat fees, and all-in-one automation built for startups.
Why startups choose Rho over Ramp
Rho gives founders better returns on spend and cash, a full product suite without fees, and real support that keeps momentum high.
Product Suite without Fees
Ramp places core features like advanced controls, automations, and integrations behind Ramp Plus. Rho includes its full suite for every client so you can run banking, cards, treasury, expenses, and bill pay without extra costs.
Service
Every Rho client gets fast, human support when they need it. Ramp funnels most founders into low cost channels and reserves higher touch service for larger accounts, which slows teams when speed matters most.
Compare Rho vs. Ramp
See how Rho and Ramp stack up on rewards, pricing, and support.
| Rho | Ramp | |
Platform fees | $0, all automation features included | Ramp Plus: $15 per user per month, Enterprise custom pricing |
Dedicated support | 24/7 live human support for every client | Limited on free plan, premium only on paid tiers |
Cashback | Up to 1.5% cashback | Up to 1.5% cashback |
Expense management | Included at no cost | Advanced features require Ramp Plus or Enterprise |
ERP integrations | Included (QuickBooks, NetSuite, Sage Intacct) | Paid tier required |
Multi-entity support | Included | Enterprise only |
| Rho | Ramp |
Platform fees | |
$0, all automation features included | Ramp Plus: $15 per user per month, Enterprise custom pricing |
Dedicated support | |
24/7 live human support for every client | Limited on free plan, premium only on paid tiers |
Cashback | |
Up to 1.5% cashback | Up to 1.5% cashback |
Expense management | |
Included at no cost | Advanced features require Ramp Plus or Enterprise |
ERP integrations | |
Included (QuickBooks, NetSuite, Sage Intacct) | Paid tier required |
Multi-entity support | |
Included | Enterprise only |
Meet our customers
“It’s nice to feel so cared for.”
Atul Raghunathan, Founder & CRO
"Our accountants love them."
Landseer Enga & Anam Hira, Co-Founders
"They've scaled with us."
James Jiang, Co-founder & CEOStart here. Scale everywhere.
Rho gives founders stronger cashback, better yield, and a full finance suite without platform fees or upgrade paths.
Set up banking, treasury & cards fast
Open accounts, issue cards, and earn up to 1.5% cashback. Rho Treasury delivers stronger yield with next day liquidity, while Ramp offers lower treasury returns.
Dedicated support for founders
Every Rho client gets fast human support. Ramp relies on low cost channels unless you pay for higher tiers.
Eliminate expense admin
Rho gives you the same powerful controls and real time visibility as Ramp, but without Ramp Plus or per user pricing.
Pay vendors without friction
AI invoice capture, approvals, and payments are included for every Rho customer. Ramp charges for advanced workflows through Ramp Plus.
Close the books faster
Rho Accounting delivers automation and real time sync built into your banking stack. Ramp requires paid tiers to unlock similar functionality.
Set up banking, treasury & cards fast
Open accounts, issue cards, and earn up to 1.5% cashback. Rho Treasury delivers stronger yield with next day liquidity, while Ramp offers lower treasury returns.
Dedicated support for founders
Every Rho client gets fast human support. Ramp relies on low cost channels unless you pay for higher tiers.
Eliminate expense admin
Rho gives you the same powerful controls and real time visibility as Ramp, but without Ramp Plus or per user pricing.
Pay vendors without friction
AI invoice capture, approvals, and payments are included for every Rho customer. Ramp charges for advanced workflows through Ramp Plus.
Close the books faster
Rho Accounting delivers automation and real time sync built into your banking stack. Ramp requires paid tiers to unlock similar functionality.
Backed by our people, in your corner 24/7
We show up fast, solve what matters, and obsess over you winning.
FAQs
General
Rho offers up to 1.5% flat cashback on all spend, whereas Ramp offers a maximum of 1.5%. While Ramp provides a competitive rate, Rho’s higher cashback tier allows businesses to capture significantly more value on every dollar spent without the need for complex spending category restrictions.
Rho charges $0 in platform fees and includes all automation features for every client, while Ramp charges $15 per user per month for Ramp Plus and custom pricing for Enterprise tiers. Unlike Ramp, which gates advanced features like multi-entity support and global capabilities behind a per-user paywall, Rho includes all expense management, AP automation, and integration features at no additional platform or per-seat cost.
Yes, Rho includes ERP integrations like QuickBooks, NetSuite, and Sage Intacct at no cost. Ramp includes basic accounting integrations in its free tier but requires users to upgrade to paid tiers in order to access more advanced features.
Rho provides 24/7 live human support to every client, while Ramp restricts premium support to its higher-paid tiers. Rho ensures that every business, regardless of size, has access to a real human point of contact for urgent banking and card issues. Ramp users on the free plan often rely on automated help centers or general support queues.
Rho Treasury provides automated, competitive yield with next-day liquidity, while Ramp’s cash management features are often gated behind paid tiers. Rho integrates treasury management directly into the operating account, allowing idle cash to earn yield automatically. Ramp users often need to upgrade to Plus or Enterprise plans to unlock similar high-value cash management tools.
We’re ready
when you are.
