Rho vs. Ramp

The difference is simple: higher rewards, no seat fees, and all-in-one automation built for startups.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

A computer screen displaying a financial management dashboard with user testimonials in speech bubbles.

Compare Rho vs. Ramp

See how Rho and Ramp stack up on rewards, pricing, and support.

RhoRamp

Platform fees

$0 – all automation features included

Ramp Plus: $15/user/month, Enterprise: custom pricing

Dedicated support

24/7 live human support for every client

Limited on free plan, premium only at paid tiers

Cashback

Up to 2% cashback (Rho Platinum)

Up to 1.5% cashback

Expense management

Included for free

Paid tier required for advanced features (Ramp Plus or Enterprise)

ERP integrations

Included (QuickBooks, NetSuite, Sage Intacct)

Paid tier required

Multi-entity support

Included

Enterprise only

Rho

Platform fees

$0 – all automation features included

Ramp Plus: $15/user/month, Enterprise: custom pricing

Dedicated support

24/7 live human support for every client

Limited on free plan, premium only at paid tiers

Cashback

Up to 2% cashback (Rho Platinum)

Up to 1.5% cashback

Expense management

Included for free

Paid tier required for advanced features (Ramp Plus or Enterprise)

ERP integrations

Included (QuickBooks, NetSuite, Sage Intacct)

Paid tier required

Multi-entity support

Included

Enterprise only

3 reasons to choose Rho

Extend your runway, keep spend controlled, and automate finance busywork so you can focus on building.

No Platform Fees

Ramp charges $15/user/month for automation features like expense policies and ERP integrations. Rho includes them free, so your cashback and yield stay with you.

Dedicated Support

Every Rho client gets fast, 24/7 live human support plus onboarding help. Ramp limits premium support to Plus and Enterprise tiers.

Straightforward Cashback

With Rho Platinum, you earn up to 2% cashback on up to $1M a year of spend. Ramp caps rewards at 1.5%—and once you factor in Ramp Plus fees, your effective cashback drops even lower.

Why founders love Rho

From best-in-class service to time-saving automations, Rho is built to scale with startups.

Smiling woman with long brown hair wearing a black sleeveless turtleneck, arms crossed.
Logo with the word "fazeshift" in lowercase, featuring a stylized "f" made of diagonal lines on the left, all in white on a black background.

"I chose Rho because their team is one of the most responsive and supportive I’ve worked with. The product is what we need—intuitive banking, credit, treasury, and bill pay, with clean UI and great perks."

Caitlin LeksanaCEO of Fazeshift

We’re ready

when you are.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Dashboard with financial data, including software expenses, payment status, and portfolio composition. Features charts and transaction details.