Rho for Startups

Simple, powerful business banking for startups

Everything you need to manage your company cash and grow your business – in partnership with Webster Bank, N.A. Member FDIC.

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Rho is a fintech company, not a bank. Rho partners with FDIC-insured banks to offer banking products and services. Applying will not impact your personal credit score.
“Rho is Mercury plus Ramp plus amazing customer service in one platform.”
Andy Cloyd, CEO & Co-Founder

Built to scale with you from idea to IPO – and beyond

Rho makes cash management easy, so you can focus on building your business.

Automate your treasury, earn yield.

We help you manage operating cash without platform fees – and extend your runway with best-in-class treasury solutions.

Bank on a strong foundation.

Checking and credit card banking services provided by Webster Bank, N.A., Member FDIC, which has over $70B in assets.

Speak with live support fast.

Your business is assigned a dedicated Rho specialist to provide personalized, one-on-one support around the clock.
Open an account and start enjoying an award-winning banking experience today.
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While Rho does not charge international wire transaction fees, international wires in USD can be subject to additional fees set by recipient, correspondent, or intermediary banks, in addition to the SWIFT network

Three cash management solutions in one platform

Manage operating cash without annoying ACH fees, extend your runway, and safeguard your cash with bespoke treasury.
Send payments

Rho Business Checking Account

Operate with stress-free banking, $0 ACH fees, and reliable support.
Store your cash

Rho Business Savings Account

Earn yield while protecting funds with up to $75M in FDIC deposit insurance.*
Earn yield

Rho Treasury

Our technology monitors your account balances, ensuring you have enough cash to operate your business while investing non-operational cash in T-Bills held in your name.**
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*Treasury Management services provided by American Deposit Management, LLC.

**Rho empowers your team to move funds between each account to ensure you have enough operating cash on hand to meet your commitments while also earning market competitive yields.

Why founders choose Rho for business banking

Track advertising spend. 

‍

Running advertising campaigns on Facebook or TikTok? Create virtual Rho corporate card that can only be spent with those merchants and understand spending in real-time.

Execute procurement spending with ease.

Assign individual Rho corporate cards to specific vendors or categories of company expenses, simplifying your procurement and accounts payable processes.

Pay for employee travel-related business expenses.

Book your flights and pay for team and client meals with Rho corporate cards to specific budgets or teams.

Distribute employee cards with full control.

Give your employees cards with strict spend limits and controls that help them pay for needed materials and office supplies while maintaining expense policy compliance.

Manage client budgets.

‍

From construction companies to advertising agencies, Rho corporate cards can help track granular spending by client or job code, making budgeting easier.

Limit cardholder access to the C-Suite.

Some businesses prefer to limit corporate card access to senior executives or owners.
Rho corporate cards can easily be assigned just to senior level employees.

Track advertising spend. 

‍

Running advertising campaigns on Facebook or TikTok? Create virtual Rho corporate card that can only be spent with those merchants and understand spending in real-time.

Execute procurement spending with ease.

Assign individual Rho corporate cards to specific vendors or categories of company expenses, simplifying your procurement and accounts payable processes.

Pay for employee travel-related business expenses.

Book your flights and pay for team and client meals with Rho corporate cards to specific budgets or teams.

Distribute employee cards with full control.

Give your employees cards with strict spend limits and controls that help them pay for needed materials and office supplies while maintaining expense policy compliance.

Manage client budgets.

‍

From construction companies to advertising agencies, Rho corporate cards can help track granular spending by client or job code, making budgeting easier.

Limit cardholder access to the C-Suite.

Some businesses prefer to limit corporate card access to senior executives or owners.
Rho corporate cards can easily be assigned just to senior level employees.

Intuitive, seamless business banking user experience.

Live customer support you can connect with in seconds when you need it.

Zero platform, credit card, ACH, wire transfer, or overdraft fees.

A platform that scales with your needs as you grow.

Rho offers multiple capabilities like expense management, AP, and more as you scale your company.

Rho works with an institutional partner, Webster Bank, N.A. Member FDIC.

Rho Treasury invests in T-Bills held in your name backed by the U.S. Government.

Open an account in minutes & get back to building

1.

Open a Rho account today.

Get up and running in minutes, gaining access to the right tools to help your business grow - corporate cards, checking and savings, AP, expenses, and treasury.
2.

Experience reliable customer support that cares.

Our dedicated support specialists are here to help make your Rho onboarding experience a breeze.
3.

Start earning yield today.

Rho automates a lot of what founders don’t have time to manage themselves – including generating competitive yield on your non-operating cash.
Alex Marcus photo.
"Rho is a tech-forward platform that helps founders do everything we need to manage finances operationally – and save hours and money in the process.”
Alex Marcus, CEO & Co-Founder

Bank on Rho, get $1,500 on us to fuel your growth.

Switch to Rho and maintain an average of $100,000 across the first 90 days after account opening,
get $1,500 cash reward. It’s that easy.¹
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“Rho doesn’t just help us save money, but they also help us make money.”
‍

Alex Marcus
Co-Founder and Co-CEO at Mento

Learn about other startups running on Rho

Read Rho startup customer stories

Learn about other startups running on Rho

Read Rho startup customer stories
Cookie Preferences
Rewards Terms
Terms of Service
Privacy Policy
 
Banking services provided and cards issued by Webster Bank, N.A., Member FDIC. All Rights reserved. © 2019-2024 Under Technologies, Inc. DBA Rho Technologies. Rho is a trademark of Under Technologies, Inc. Rho is not a bank. Rho partners with FDIC-insured banks to offer banking products and services.
Investment management and advisory services provided by RBB Treasury LLC dba Rho Prime Treasury, an SEC-registered investment adviser. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC Insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk and past performance does not guarantee future results.
International and foreign currency payments services provided by Wise US., Inc. Treasury Management services provided by American Deposit Management, LLC.
To qualify for the $1500 cash reward, you must maintain an average daily checking deposit balance of $100,000 across the first 90 days, starting from the date the account is opened. The cash rewards will show as a statement credit within 30 days following the first 90 days of the opening of the new account so long as the account has met the checking deposit balance average threshold above. We reserve the right to modify or replace any part of these terms and conditions without notice. This reward offer is limited to new accounts that have no previously existing relationship with Rho.  Existing accounts do not qualify for this reward offer. New checking accounts connected to existing Rho services accounts do not qualify for this offer.
Rho is not a bank. Banking services and cards issued by Webster Bank, N.A. Member FDIC.