Top 14 Venture Capital Firms for FinTech Startups

When you're preparing to raise capital, knowing which venture capital firms invest in financial technology is critical. Finding an investor who understands your specific market and business model can make all the difference for your startup.

To help you identify the right partners, our team put together this guide. It’s an overview of the top VC firms active in the FinTech space, designed to help you quickly understand the key players before or during your fundraise.

Just raised, or about to? Set up your financial stack with Rho in minutes. Rho provides business banking, corporate cards, and bill pay—built for startup teams moving fast.

Which VC Firms in FinTech Are Right for Your Stage?

Whether you're an early-stage company or preparing for an exit, it helps to know who to talk to. Here is a quick overview of the venture capital firms that invest in financial technology companies at each stage.

Pre-seed and Seed VC Firms in FinTech

Pre-seed and seed funding are the earliest forms of capital, typically used to develop your initial product and find the first signs of market traction. For founders at this stage, some fintech venture capital firms to consider are BoxGroup, Base10, and Plug and Play.

Early Stage VC Firms in FinTech

Early-stage venture capital, which includes Series A and B rounds, helps you scale your operations and accelerate growth once you've established product-market fit. Several prominent early stage VC firms are active in financial technology, including well-known investors like Bessemer Venture Partners and Forerunner Ventures.

Late Stage VC Firms in FinTech

Late-stage funding is for established companies preparing for significant expansion, a potential acquisition, or an IPO. Venture capital firms investing in fintech at this mature phase include WestCap, StepStone Group, and Bond.

It's also worth noting that some VC firms invest across all startup funding stages.

To help you find the right partner, we've compiled details on some of the top VC firms active in financial technology. We've included information on their investment stages, geographic focus, and what makes each firm a compelling choice for founders.

1. Coinbase

As the investment arm of the well-known crypto exchange, Coinbase Ventures supports companies building an open financial system. The firm is dedicated to backing early-stage startups that advance the crypto and Web3 ecosystem.

The firm’s defining characteristic is its singular focus on the digital currency economy, from DeFi and NFTs to core blockchain infrastructure. Its portfolio contains foundational projects, including the NFT marketplace OpenSea and the decentralized exchange Uniswap.

Coinbase Ventures is an ideal partner for founders building directly in the crypto space. Teams that can benefit from deep industry expertise and a strategic relationship with a major market player will find them a strong fit.

• Investment stages: Across all stages
• Industries of focus: Cryptocurrency, Blockchain, FinTech, Web3
• Geographical presence: Headquartered in San Francisco with a global investment focus
• Founded: 2012
• Notable portfolio companies: OpenSea, Uniswap, Arbitrum, StarkWare
• Portfolio size: Over 40 investments

You can refer to their website here.

2. StepStone Group

StepStone Group is a global private markets firm that creates customized investment portfolios for its partners. They build these portfolios by integrating primary, secondary, and co-investment opportunities across different asset classes.

A key aspect of their strategy is the ability to invest across the entire company lifecycle, from seed funding to late-stage private equity. The firm has a clear focus on financial services, banking, and FinTech, alongside real estate and venture capital itself.

This firm is a strong potential partner for founders seeking a flexible investor that can provide support across multiple funding stages. If you're building a company in the financial services space, their deep industry knowledge could be a significant asset.

• Investment stages: Across all stages, from seed to private equity
• Industries of focus: Banking, Financial Services, FinTech, Real Estate Investment
• Geographical presence: Headquartered in New York with a global investment focus
• Founded: 2007
• Portfolio size: Over 100 investments

You can refer to their website here.

3. Plug and Play

Plug and Play operates as a global innovation platform that connects startups with a network of corporations and investors. They function as an accelerator and venture capital firm, providing resources that go beyond just funding.

A key feature is their ecosystem approach, which gives startups direct access to corporate partners. Their history of backing major companies like PayPal, Dropbox, and Honey in their early days highlights their strength in identifying promising ventures.

This firm is an excellent match for early-stage founders who would benefit from structured support and corporate introductions. If you are building a company in financial services or FinTech, their industry-specific programs could provide a significant advantage.

• Investment stages: Seed, early-stage, and private equity
• Industries of focus: Financial Services, FinTech, Smart Cities, Venture Capital
• Geographical presence: Headquartered in Sunnyvale, California with a global investment focus
• Founded: 2006
• Notable portfolio companies: PayPal, Dropbox, Honey
• Portfolio size: Over 2,100 investments

You can refer to their website here.

4. Bessemer Venture Partners

Bessemer Venture Partners is a long-standing venture capital firm with a history of investing from the early stages through to company growth. They support businesses across enterprise, consumer, and healthcare sectors.

A defining feature of the firm is its extensive and successful portfolio, which includes foundational companies like Shopify, Pinterest, and LinkedIn. Their investment strategy spans multiple industries, with a clear focus on financial services and technology.

BVP is a great potential partner for founders building companies with the potential for large-scale market impact, particularly in the enterprise and consumer spaces. Their ability to invest across stages makes them a good fit for teams seeking a long-term financial partner.

• Investment stages: Early Stage Venture, Late Stage Venture
• Industries of focus: Finance, Financial Services, FinTech, InsurTech, Venture Capital
• Geographical presence: Headquartered in San Francisco, California
• Founded: 1911
• Notable portfolio companies: Twilio, Shopify, Pinterest, LinkedIn, Twitch
• Portfolio size: 1,470 investments

You can refer to their website here.

5. BoxGroup

BoxGroup is an early-stage investment fund that backs technology companies from their inception. They are known for investing at the seed and early stages, often becoming one of a startup's first institutional partners.

The firm is distinguished by its early conviction, backing foundational companies like Plaid and Ramp long before they became industry staples. Their portfolio shows a strong eye for both consumer and enterprise technology, with notable investments extending beyond financial technology to include Airtable and Warby Parker.

BoxGroup is a compelling choice for founders at the seed stage who are building ambitious technology companies. If you are seeking an investor with a strong track record in FinTech and a history of supporting companies through significant growth, they could be a valuable partner.

• Investment stages: Seed, Early Stage Venture
• Industries of focus: Finance, Financial Services, FinTech, Impact Investing
• Geographical presence: Headquartered in New York
• Founded: 2009
• Notable portfolio companies: Plaid, Ramp, Airtable, Warby Parker, Flatiron Health
• Portfolio size: 714 investments

You can refer to their website here.

6. Base10 Partners

Base10 Partners is an early-stage venture firm focused on automating the real economy. They back founders who are building technology for traditional sectors, including manufacturing, logistics, and retail.

The firm’s approach is research-driven and founder-focused, with an emphasis on providing community support alongside capital. A unique feature is their Advancement Initiative, a fund that donates 50% of its carry to create scholarships for underrepresented students.

Base10 is a strong potential partner for founders at the seed or early stages who are automating established industries. Teams looking for an investor with a clear social mission and a hands-on, supportive approach will find them a compelling choice.

• Investment stages: Seed, Early Stage Venture
• Industries of focus: Automation of the Real Economy, Financial Services, FinTech
• Geographical presence: Headquartered in San Francisco & Puerto Rico
• Founded: 2017
• Notable portfolio companies: Brex, Plaid, Figma, Notion, Attentive
• Portfolio size: Over 140 investments
• Unique initiative: A fund supporting scholarships for underrepresented students through The Advancement Initiative

You can refer to their website here.

7. Goodwater Capital

Goodwater Capital is a venture firm that invests in consumer technology companies around the world. They aim to back entrepreneurs who are building products that improve people's lives.

The firm’s defining characteristic is its focus on consumer technology, with a portfolio that includes global companies like the South Korean “super-app” Toss and the UK-based neobank Monzo. They invest across a company's entire lifecycle, from seed funding through to late-stage rounds.

Goodwater is a good fit for founders building consumer-facing applications, especially in FinTech and e-commerce. If you are creating a product for a large, global audience, their experience could be a significant advantage.

• Investment stages: Seed, early-stage, and late-stage venture
• Industries of focus: Consumer Technology, FinTech, Financial Services
• Geographical presence: Headquartered in Burlingame, California with a global investment focus
• Founded: 2014
• Notable portfolio companies: Toss, Monzo, Zepto, Weee!
• Portfolio size: Over 790 investments

You can refer to their website here.

8. Draper Associates

Draper Associates is an early-stage venture capital firm that backs companies with the potential to reshape entire industries. They focus on providing initial funding to ambitious technology startups.

The firm is known for backing companies that become household names, including the stock-trading app Robinhood and the digital bank Zopa. Their investment thesis centers on supporting foundational technologies and platforms from their earliest stages.

Draper Associates is a strong choice for founders at the seed or early stages who are building technology with market-defining potential. If your company operates in FinTech or software and has a bold vision, their track record suggests they are a valuable long-term partner.

• Investment stages: Seed, Early Stage Venture
• Industries of focus: Financial Services, FinTech, Software
• Geographical presence: Headquartered in San Mateo, California
• Founded: 2015
• Notable portfolio companies: Robinhood, Twitch, Zopa, Ping Identity
• Portfolio size: Over 400 investments

You can refer to their website here.

9. Forerunner

Forerunner is a venture capital firm that invests in companies built around the modern consumer. They have a deep focus on consumer-facing businesses, especially in retail, e-commerce, and financial technology.

The firm is defined by its portfolio of iconic consumer brands, including the neobank Chime and direct-to-consumer pioneer Warby Parker. They invest across a company's lifecycle, from seed to later stages, positioning themselves as a long-term partner.

Forerunner is an excellent choice for founders building direct-to-consumer brands or consumer-facing technology. If you are creating a product that requires a deep understanding of consumer behavior and brand development, they are a valuable potential investor.

• Investment stages: Seed to late-stage venture
• Industries of focus: Consumer Technology, Retail, FinTech
• Geographical presence: Headquartered in San Francisco, California
• Founded: 2010
• Notable portfolio companies: Chime, Faire, Warby Parker, Dollar Shave Club
• Portfolio size: 261 investments

You can refer to their website here.

10. Flourish Ventures

Flourish Ventures is a global venture firm that invests in entrepreneurs building technology to improve financial health. They focus on supporting innovations that create economic opportunity for individuals and small businesses.

The firm’s defining feature is its purpose-driven approach, backing companies with a clear mission to advance financial wellness. Their portfolio includes major players like the digital bank Chime and African payments company Flutterwave, part of a strong fintech portfolio.

Flourish is an excellent partner for founders whose business model is centered on financial inclusion and prosperity. If your company aims to serve individuals or small businesses, their mission-aligned capital could be a great fit.

• Investment stages: Seed, early-stage, and late-stage venture
• Industries of focus: Financial Services, FinTech
• Geographical presence: Headquartered in San Francisco with a global investment focus
• Founded: 2019
• Notable portfolio companies: Chime, Flutterwave, Neon, Grab Financial Group
• Portfolio size: Over 160 investments

You can refer to their website here.

11. Bond

Bond is a venture capital firm that provides long-term support to founders with big ideas, investing across a company's entire lifecycle from innovation to growth.

A key characteristic is their focus on backing transformative companies, with a portfolio that includes global platforms like Canva and the application-monitoring tool Sentry. Their strategy involves investing across all stages, allowing them to act as a durable partner.

This firm is a strong match for founders building companies with the potential for massive scale who are looking for a financial partner for the long haul. Their portfolio suggests an interest in businesses that can define or redefine their categories.

• Investment stages: Seed, early-stage, late-stage, and private equity
• Industries of focus: Finance, Financial Services, FinTech, Venture Capital
• Geographical presence: Headquartered in San Francisco
• Founded: 2018
• Notable portfolio companies: Canva, Sentry, Kalshi, Otrium
• Portfolio size: 102 investments

You can refer to their website here.

12. Endeavor Catalyst

Endeavor Catalyst operates as a co-investment fund, exclusively backing companies led by entrepreneurs within the global Endeavor network. The firm invests alongside lead venture capital partners during a company's funding rounds.

A key characteristic is its global investment strategy, supporting high-growth companies in emerging markets. Its portfolio includes unicorns like the Nigerian payments company Flutterwave and the Colombia-based super-app Rappi.

This fund is an ideal match for founders who are already part of the Endeavor network or are building companies that align with its mission. If you are leading a high-growth business with global ambitions, their co-investment model provides a strong signal to the market.

• Investment stages: Seed, early-stage, and late-stage venture
• Industries of focus: Financial Services, FinTech, Venture Capital
• Geographical presence: Headquartered in New York with a global investment focus
• Founded: 2012
• Notable portfolio companies: Flutterwave, Rappi, Globant, Tabby
• Portfolio size: Over 380 investments

You can refer to their website here.

13. Ripple

Ripple is a technology company that builds financial infrastructure for global payments. It offers enterprise solutions for cross-border transactions, crypto liquidity, and central bank digital currencies.

The firm’s defining characteristic is its strategic focus on building an ecosystem around its core technologies. It primarily backs companies in the blockchain, digital payments, and Web3 sectors to support its vision of a more open financial system.

Ripple is a strong potential partner for founders developing infrastructure for the digital asset economy. If your company works on cross-border payments or crypto liquidity, their deep industry expertise could be a significant advantage.

• Investment stages: Early Stage Venture
• Industries of focus: Blockchain, Cryptocurrency, FinTech, Payments, Web3
• Geographical presence: Headquartered in San Francisco, California
• Founded: 2012
• Portfolio size: Over 40 investments

You can refer to their website here.

14. WestCap

WestCap is a strategic investment and operating firm that backs tech-enabled, asset-light marketplaces. They focus on partnering with companies that have the potential to become leaders in their respective categories.

The firm is distinguished by its ability to invest across a company's lifecycle, from early venture rounds to private equity. Their portfolio includes major successes like the home-sharing platform Airbnb and the buy-now-pay-later service Klarna.

WestCap is a strong match for founders building scalable marketplace businesses who seek a long-term, operationally-focused partner. Their model is well-suited for teams that want support through multiple stages of growth.

• Investment stages: Early Stage Venture, Late Stage Venture, Private Equity
• Industries of focus: Finance, FinTech, Real Estate, and tech-enabled marketplaces
• Geographical presence: Headquartered in New York
• Founded: 2019
• Notable portfolio companies: Airbnb, Klarna, GoodLeap, Hopper, Addepar
• Portfolio size: 62 investments

You can refer to their website here.

What This Tells Us About The VC Scene for FinTech Companies

This list shows a healthy and active funding environment for companies in financial technology. You’ll find strong investor interest across all funding rounds, from the earliest seed checks to late-stage growth capital. The presence of firms that invest across the entire company lifecycle suggests that long-term partnerships are available for the right teams.

The variety of investors is also notable. Beyond traditional VCs, you have options with corporate partners, accelerators, and mission-driven funds. This diversity means you can be selective in finding a partner whose expertise and values match your company’s direction. At Rho, we believe understanding these options is a critical first step in building your fundraising strategy.

Raise Confidently with Rho

Fundraising requires your full attention, which is why a focused list of relevant investors is so important. We created this guide to help you connect with the right partners from the very beginning.

When you've successfully raised, the next challenge is managing your new capital effectively. Rho can help you set up your financial stack in minutes.

Our platform provides the tools you need to manage your new funds, including business banking, corporate cards, and automated bill pay, all built for startups like yours.

FAQs about Venture Capital Firms Focused on FinTech

What are the main hubs for fintech venture capital firms in the US?

The primary hubs for fintech venture capital in the US are New York City and the San Francisco Bay Area. These cities have a high concentration of investors with deep financial and technology industry experience, creating strong networks for founders.

How do I find fintech VC firms in Europe?

To find fintech VCs in Europe, focus on major hubs like London, Berlin, and Amsterdam. Use industry databases, attend local tech events, and seek introductions through your network. Many firms listed here also have a global presence.

What do early-stage fintech VC firms look for?

Early-stage fintech investors typically focus on the strength of your founding team, a clear product that solves a real problem, and early signs of market traction. A large addressable market and a solid business model are also critical.

How is a fintech-focused VC different from a generalist firm?

A fintech-focused firm offers specialized knowledge of financial regulations, industry-specific networks, and a better understanding of your business model. This expertise can be invaluable for navigating the unique challenges of building a financial technology company.

Are there VC firms that invest in fintech across both the US and Europe?

Yes, many venture capital firms have a global investment strategy and actively fund fintech companies in both the US and Europe. These firms, like several on our list, can provide access to a broader network and international market insights.

How can Rho help after I secure funding from a venture capital firm?

Once you've raised capital, our platform helps you manage it effectively. With business banking, corporate cards, and automated payments, Rho provides the financial stack you need to scale your company confidently.