Top 14 Venture Capital Firms for FinTech Startups

For founders in the financial technology space, knowing which investors truly understand your business is critical when preparing to raise capital. Finding a venture capital firm that aligns with your vision can make all the difference in your company’s trajectory.

To help you find the right partners, our team has curated this overview of top VC firms investing in FinTech. This guide is designed to give you a quick summary of relevant investors to consider during your fundraising process.

Rho provides access to business banking, corporate cards, and bill pay—built for startup teams moving fast. Once funding is secured, our integrated financial tools help startups manage and deploy capital efficiently.

Key Takeaways

• Securing venture funding is a critical step for FinTech startups, offering the resources to scale operations and compete in the market.

• Firms like Coinbase, StepStone Group, Plug and Play, and Bessemer Venture Partners are notable investors backing companies in the financial technology space.

• If you are a founder raising capital or have just closed a round, our platform helps you manage your funds with fast business banking, corporate cards, and bill pay.

Which VC Firms in FinTech Are Right for Your Stage?

It helps to know which investors to approach, whether you're an early-stage company or closer to an exit. Below is a quick look at which venture capital firms in FinTech invest at different stages.

Pre-seed and Seed VC Firms in FinTech

Pre-seed and seed funding is the earliest capital you'll raise, typically used to validate your idea and build an initial product. For founders in the financial technology space, firms like BoxGroup and Base10 are known for their seed-stage investments, while accelerators like Plug and Play also provide crucial early support.

Early Stage VC Firms in FinTech

Early-stage funding, such as Series A and B, is for startups that have found product-market fit and are ready to scale their team and customer base. Some well-known early-stage VC firms investing in FinTech include Bessemer Venture Partners, Draper Associates, and the venture arm of Coinbase for crypto-focused companies.

Late Stage VC Firms in FinTech

Late-stage capital is for mature companies preparing for a major growth push, an acquisition, or an initial public offering (IPO). Venture capital firms like StepStone Group and WestCap are examples of investors that provide this type of growth equity to established FinTech businesses.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

It's also worth noting that many venture capital firms, such as Goodwater Capital and Forerunner Ventures, invest across multiple stages from seed to growth.

To help you identify the right investors, we’ve compiled an overview of top VC firms that focus on financial technology. You'll find key details about their investment stages, geographic focus, and what makes each firm a compelling choice for founders.

1. Coinbase

As a publicly traded company known for its crypto exchange, Coinbase also runs a venture arm, Coinbase Ventures. It supports early-stage companies that are building for an open financial system.

The firm is focused entirely on the crypto economy, backing foundational protocols and applications. Its portfolio includes the NFT marketplace OpenSea, the decentralized exchange Uniswap, and key Ethereum Layer-2 networks like Arbitrum and Optimism.

Coinbase Ventures is a strong match for founders building in the Web3 or cryptocurrency space. Their deep technical knowledge and central position in the market can provide significant value beyond capital.

• Investment stages: Primarily early-stage

• Industries of focus: Cryptocurrency, Blockchain, FinTech, Trading Platforms

• Geographical presence: Based in San Francisco and invests globally

• Founded: 2012

• Notable portfolio companies: OpenSea, Uniswap, StarkWare, Arbitrum

You can refer to their website here.

2. StepStone Group

StepStone Group is a global private markets firm that builds custom investment portfolios for its clients. Their approach combines primary, secondary, and co-investment strategies across different asset classes.

The firm invests across a wide spectrum, from seed-stage startups to late-stage private equity, with a clear focus on financial services and companies in the FinTech space. Their model suggests a preference for building diversified, strategic positions rather than concentrating on a single stage.

This firm is a good fit for founders who are looking for a long-term partner. Their ability to invest across multiple funding rounds means they can support a company from its early days through to maturity.

• Investment stages: Seed, Early Stage Venture, Late Stage Venture, Private Equity, Secondary Market

• Industries of focus: Financial Services, FinTech, Banking, Real Estate Investment

• Geographical presence: Based in New York

• Founded: 2007

• Number of investments: 101

• Number of exits: 10

You can refer to their website here.

3. Plug and Play

Plug and Play operates as a global innovation platform that connects startups with its network of corporations and investors. It functions as both an accelerator and an early-stage venture capital firm, providing more than just capital.

Their model is built around a large ecosystem that gives startups direct access to corporate partners for potential pilots and partnerships. With a portfolio including early successes like PayPal, Dropbox, and Honey, they focus on high-volume, early-stage investments across many industries, including FinTech.

This firm is a strong match for early-stage founders who can benefit from corporate introductions and a structured accelerator program. If your business model relies on B2B sales or partnerships with established companies, their network could be invaluable.

• Investment stages: Seed, Early Stage Venture, Private Equity

• Industries of focus: Financial Services, FinTech, Smart Cities

• Geographical presence: Based in Sunnyvale, California

• Founded: 2006

• Notable portfolio companies: PayPal, Dropbox, Honey

• Portfolio size: Over 2,100 investments

You can refer to their website here.

4. Bessemer Venture Partners

Bessemer Venture Partners is one of the oldest venture capital firms, with a history dating back to 1911. They invest across a wide range of stages, from early to late, focusing on enterprise, consumer, and healthcare companies.

The firm is known for backing iconic companies like Shopify, Pinterest, and LinkedIn, demonstrating a track record of identifying businesses that become central to their industries. Their portfolio suggests a focus on product-centric companies that build foundational platforms for large markets.

BVP is a great match for founders with ambitions to build a category-defining company, whether in enterprise software, consumer platforms, or FinTech. Their ability to invest from early stages through to growth rounds makes them a valuable long-term partner.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Early Stage Venture, Late Stage Venture

• Industries of focus: Finance, Financial Services, FinTech, InsurTech

• Geographical presence: Based in San Francisco, invests globally

• Founded: 1911

• Notable portfolio companies: Shopify, Pinterest, LinkedIn, Twilio, Twitch

• Portfolio size: 1,470 investments

• Number of exits: 314

You can refer to their website here.

5. BoxGroup

BoxGroup is an early-stage investment fund that focuses on backing technology companies from their earliest days. The firm is known for making seed-stage investments and supporting founders as they build their initial products.

Their portfolio shows a clear pattern of investing in foundational companies that later become industry staples, such as Plaid, Airtable, and Ramp. This indicates a focus on businesses with the potential for massive scale and a product-centric approach to solving market problems.

BoxGroup is an excellent fit for founders at the seed stage who are building technology with the ambition to define a new category. If you are creating a platform or infrastructure play, their track record suggests they are a strong partner to consider.

• Investment stages: Seed, Early Stage Venture

• Industries of focus: Financial Services, FinTech, Impact Investing

• Geographical presence: Based in New York

• Founded: 2009

• Notable portfolio companies: Plaid, Airtable, Ramp, Warby Parker, Flatiron Health

• Portfolio size: 714 investments

• Number of exits: 129

You can refer to their website here.

6. Base10 Partners

Base10 Partners is an early-stage venture capital firm investing in companies that automate the real economy. They back businesses applying technology to traditional industries that have been historically underserved by software.

The firm’s thesis is built around the automation of core economic sectors, including financial services. Their focus on seed and early-stage rounds signals a preference for partnering with founders from the very beginning.

This firm is a strong fit for founders building technology to modernize established industries. If your startup has a clear plan to bring automation to a traditional market, their focus aligns well.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Seed, Early Stage Venture

• Industries of focus: Automation of the real economy, Financial Services, FinTech

• Geographical presence: Based in San Francisco

• Founded: 2017

• Portfolio size: 141 investments

• Number of exits: 4

You can refer to their website here.

7. Goodwater Capital

Goodwater Capital is a venture firm that invests in consumer technology companies around the world. They focus on supporting entrepreneurs who are building products that aim to improve people's lives.

The firm invests across multiple stages, from seed to late-stage, signaling a flexible, long-term approach. Their portfolio highlights a strong interest in consumer FinTech, with notable investments in companies like the South Korean "super-app" Toss and the UK challenger bank Monzo.

This firm is a great choice for founders building consumer-facing businesses, particularly in the financial technology sector. Their global perspective and ability to support companies through various growth phases make them a valuable partner for the long run.

• Investment stages: Seed, Early Stage Venture, Late Stage Venture

• Industries of focus: Consumer Technology, Financial Services, FinTech

• Geographical presence: Based in Burlingame, California; invests globally

• Founded: 2014

• Notable portfolio companies: Toss, Monzo, Zepto, Weee!

• Portfolio size: 791 investments

• Number of exits: 27

You can refer to their website here.

8. Draper Associates

Draper Associates is an early-stage venture capital firm that invests in companies building new markets or radically improving old ones. They focus on providing initial funding to ambitious technology businesses.

The firm is known for backing companies that become household names, like the stock-trading app Robinhood and the streaming platform Twitch. This track record shows a focus on businesses with massive market potential, not just those within a single sector.

This firm is a good match for founders at the seed or early stages who are building a company with category-defining potential. Their portfolio suggests an openness to big ideas, whether in FinTech, consumer tech, or enterprise software.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Seed, Early Stage Venture, Private Equity

• Industries of focus: Financial Services, FinTech, Software

• Geographical presence: Based in San Mateo, California

• Founded: 2015

• Notable portfolio companies: Robinhood, Twitch, Zopa, Ping Identity

• Portfolio size: Over 400 investments

• Number of exits: 67

You can refer to their website here.

9. Forerunner

Forerunner is a venture capital firm that invests in companies built around the modern consumer. They back founders who have a deep understanding of how customer behaviors and preferences are changing.

The firm is known for backing brands that have become household names, including the neobank Chime, eyewear pioneer Warby Parker, and Dollar Shave Club. Their portfolio shows a clear focus on consumer-centric businesses, from FinTech to direct-to-consumer retail.

Forerunner is an ideal partner for founders building consumer-facing companies, whether in FinTech, e-commerce, or retail. Their ability to invest from seed to later stages makes them a good fit for businesses with long-term growth ambitions.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Seed, Early Stage Venture, Late Stage Venture

• Industries of focus: FinTech, Internet, Retail, Retail Technology

• Geographical presence: Based in San Francisco, California

• Founded: 2010

• Notable portfolio companies: Chime, Faire, Warby Parker, Dollar Shave Club

• Portfolio size: 261 investments

• Number of exits: 43

You can refer to their website here.

10. Flourish Ventures

Flourish Ventures is a global venture firm that supports entrepreneurs building technology to improve financial health for individuals and small businesses.

The firm has a clear focus on impact, backing companies that promote financial inclusion. Their global portfolio includes challenger banks and payment infrastructure companies like Chime and Flutterwave, showing a commitment to both developed and emerging markets.

Flourish is a great fit for founders whose mission is to create more equitable financial systems. If your company serves individuals or small businesses, especially in underserved markets, their expertise and global network could be a significant asset.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Seed, Early Stage Venture, Late Stage Venture

• Industries of focus: Financial Services, FinTech

• Geographical presence: Based in San Francisco; invests globally

• Founded: 2019

• Notable portfolio companies: Chime, Flutterwave, Neon, Grab Financial Group

• Portfolio size: 163 investments

• Number of exits: 17

You can refer to their website here.

11. Bond

Bond is a venture capital firm that supports founders across the full lifecycle of their companies. They invest from seed and early-stage rounds all the way through to late-stage private equity.

The firm backs founders with big ambitions, as seen in their portfolio which includes design platform Canva and the regulated exchange Kalshi. Their investment strategy spans multiple stages, allowing them to support companies as they scale.

Bond is a good match for founders with ambitious goals who are looking for a long-term capital partner. Their ability to invest from seed to late-stage makes them suitable for businesses with a long growth trajectory.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Seed, Early Stage Venture, Late Stage Venture, Private Equity

• Industries of focus: Finance, Financial Services, FinTech

• Geographical presence: Based in San Francisco

• Founded: 2018

• Notable portfolio companies: Canva, Sentry, Kalshi, Otrium

• Portfolio size: 102 investments

You can refer to their website here.

12. Endeavor Catalyst

Endeavor Catalyst operates with a unique model as a co-investment fund. It is designed to invest exclusively in companies led by entrepreneurs from the global Endeavor network.

The firm’s strategy is to participate in funding rounds led by other qualified investors, rather than leading rounds itself. Its portfolio features several high-profile unicorns from emerging markets, including the payments company Flutterwave and super-app Rappi, which highlights its global reach and focus on high-growth businesses.

This fund is an excellent option for founders who are already part of the Endeavor ecosystem and are looking for a strategic co-investor to join their round. It provides validation and access to a powerful global network, complementing the capital from a lead VC.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Seed, Early Stage Venture, Late Stage Venture

• Industries of focus: FinTech, Financial Services, Venture Capital

• Geographical presence: Based in New York; invests globally

• Founded: 2012

• Notable portfolio companies: Flutterwave, Rappi, Globant, Tabby

• Portfolio size: 381 investments

• Number of exits: 49

You can refer to their website here.

13. Ripple

Ripple is a technology company that provides solutions for cross-border payments and crypto liquidity, operating at the intersection of traditional finance and Web3. While its core business is in blockchain, its venture investments show a strong interest in B2B software that automates key industries, with portfolio companies like Rose Rocket and Voiceflow.

This makes Ripple a compelling choice for founders building in the Web3 and payments space who can benefit from their deep industry knowledge. Their portfolio also suggests a fit for B2B software founders focused on bringing automation to established sectors.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Early Stage Venture

• Industries of focus: Blockchain, Cryptocurrency, FinTech, Payments, B2B Software

• Geographical presence: Based in San Francisco

• Founded: 2012

• Notable portfolio companies: Voiceflow, Rose Rocket, ZenHub, Wisedocs

• Portfolio size: 44 investments

• Number of exits: 2

You can refer to their website here.

14. WestCap

WestCap is a strategic operating and investing firm that partners with founders building tech-enabled, asset-light marketplaces. They focus on business models that have the potential to scale significantly across various industries.

The firm invests across multiple stages, from early venture to private equity, showing they can support companies long-term. Their portfolio includes well-known names like the home-sharing platform Airbnb and the buy-now-pay-later company Klarna, indicating a focus on businesses that can achieve massive scale.

WestCap is a good match for founders building marketplace businesses, especially in FinTech, travel, or real estate. Their ability to invest from venture rounds through to private equity makes them a strong partner for companies with long-term growth plans.

Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

• Investment stages: Early Stage Venture, Late Stage Venture, Private Equity

• Industries of focus: Marketplaces, FinTech, Real Estate, Finance

• Geographical presence: Based in New York

• Founded: 2019

• Notable portfolio companies: Addepar, GoodLeap, Klarna, Airbnb, Hopper

• Portfolio size: 62 investments

• Number of exits: 4

You can refer to their website here.

What This Tells Us About The VC Scene for FinTech Companies

This overview shows a healthy and balanced funding environment for companies in the financial technology sector. You’ll find investors focused on every stage, from pre-seed to late-stage growth, meaning capital is available whether you're validating an idea or preparing to scale. There isn't a heavy concentration in one particular stage, which is a positive signal for founders at any point in their journey.

While many of these firms are based in US tech hubs like San Francisco and New York, their investment reach is often global. The variety of investor types—from crypto specialists to consumer-focused funds—also suggests you can find a partner who understands your specific market. Once funding is secured, Rho’s integrated financial tools — including business banking, corporate cards, and automated bill pay — help startups manage and deploy capital efficiently.

Raise Confidently with Rho

Raising capital requires your full attention, so having a focused list of relevant investors is a major advantage. We hope this guide helps you save time and connect with the right partners for your company.

Once your round is closed, the work of managing that capital begins. If you’ve just raised, Rho can help you set up your financial stack in minutes.

Our platform is built to help you deploy your new funding efficiently. We provide integrated business banking, corporate cards, and bill pay to keep your finances organized as you grow.

FAQs about Venture Capital Firms Focused on FinTech

What are the key FinTech venture capital hubs in Europe?

Europe has a strong FinTech ecosystem with active VCs in hubs like London, Berlin, and Amsterdam. Firms often focus on open banking, payments, and regulatory technology, offering significant opportunities for founders building for the region.

Which Asian venture capital firms focus on FinTech?

Singapore and India are major hubs for FinTech investment in Asia. VCs in these regions often back companies focused on mobile payments, lending platforms, and financial inclusion to serve rapidly growing digital economies.

What is a micro VC firm?

Micro VCs are smaller venture capital firms that typically manage less capital than traditional funds. They concentrate on seed-stage investments, writing smaller checks and often providing focused, hands-on support to early-stage companies.

What are the main investment opportunities for FinTech VC firms?

VCs are currently focused on B2B FinTech, embedded finance, AI-driven financial analysis, and blockchain infrastructure. Startups that automate financial operations or improve access to capital for businesses are attracting significant interest from investors.

How can Rho help after I close my funding round?

Once your funding is secured, managing it well is crucial. Our platform helps you deploy capital efficiently with integrated business banking, corporate cards, and bill pay. You can get started with Rho in minutes.