Rho for Small Businesses

Simple, powerful banking for small businesses

Everything you need to manage and grow your business – in partnership with Webster Bank, N.A. Member FDIC.

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Rho is a fintech company, not a bank. Rho partners with Webster Bank, N.A., member FDIC, and American Deposit Management, LLC
to offer business bank account product and services. Applying will not impact your personal credit score.
“Rho allows us to scale to a 100-person team without spending a lot of time on banking or expense management."
Craig Bartlett, Director of Finance & Strategy

Meet our award-winning business banking platform

Rho offers 24/7 customer support plus enterprise-grade spend management with no monthly, wire, or ACH fees.

Send money and earn yield on cash.

We help you manage operating cash without platform fees – and extend your runway with best-in-class treasury solutions.

Bank on a strong foundation.

Checking and credit card banking services provided by Webster Bank, N.A., Member FDIC, which has over $70B in assets.

Speak with live support fast.

Your business is assigned a dedicated Rho specialist to provide personalized, one-on-one support around the clock.
Open an account and start enjoying an award-winning banking experience today.
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While Rho does not charge international wire transaction fees, international wires in USD can be subject to additional fees set by recipient, correspondent, or intermediary banks, in addition to the SWIFT network

Three cash management solutions in one platform

Manage operating cash without annoying ACH fees, extend your runway, and safeguard your cash with bespoke treasury.
Send payments

Rho Business
Checking Accounts

Operate with stress-free banking, $0 ACH fees, and reliable support.
Control spend

Rho Business
Credit Cards

Pay for all expenses and simplify your accounting while earning cashback.*
Earn yield

Rho Treasury

Our technology monitors your account balances, ensuring you have enough cash to operate your business while investing non-operational cash in T-Bills held in your name.**
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*Banking services provided and cards issued by Webster Bank, N.A., Member FDIC. Applying will not impact your personal credit score.

**Rho empowers your team to move funds between each account to ensure you have enough operating cash on hand to meet your commitments while also earning market competitive yields.

Why SMBs manage cash and spend with Rho

Track advertising spend. 


Running advertising campaigns on Facebook or TikTok? Create virtual Rho corporate card that can only be spent with those merchants and understand spending in real-time.

Execute procurement spending with ease.

Assign individual Rho corporate cards to specific vendors or categories of company expenses, simplifying your procurement and accounts payable processes.

Pay for employee travel-related business expenses.

Book your flights and pay for team and client meals with Rho corporate cards to specific budgets or teams.

Distribute employee cards with full control.

Give your employees cards with strict spend limits and controls that help them pay for needed materials and office supplies while maintaining expense policy compliance.

Manage client budgets.


From construction companies to advertising agencies, Rho corporate cards can help track granular spending by client or job code, making budgeting easier.

Limit cardholder access to the C-Suite.

Some businesses prefer to limit corporate card access to senior executives or owners.
Rho corporate cards can easily be assigned just to senior level employees.

Track advertising spend. 


Running advertising campaigns on Facebook or TikTok? Create virtual Rho corporate card that can only be spent with those merchants and understand spending in real-time.

Execute procurement spending with ease.

Assign individual Rho corporate cards to specific vendors or categories of company expenses, simplifying your procurement and accounts payable processes.

Pay for employee travel-related business expenses.

Book your flights and pay for team and client meals with Rho corporate cards to specific budgets or teams.

Distribute employee cards with full control.

Give your employees cards with strict spend limits and controls that help them pay for needed materials and office supplies while maintaining expense policy compliance.

Manage client budgets.


From construction companies to advertising agencies, Rho corporate cards can help track granular spending by client or job code, making budgeting easier.

Limit cardholder access to the C-Suite.

Some businesses prefer to limit corporate card access to senior executives or owners.
Rho corporate cards can easily be assigned just to senior level employees.

Intuitive, seamless business banking user experience.

Live customer support you can connect with in seconds when you need it.

Zero platform, credit card, ACH, wire transfer, or overdraft fees.

A platform that scales with your needs as you grow.

Rho offers multiple capabilities like expense management, AP, and more as you scale your company.

Rho works with an institutional partner, Webster Bank, N.A. Member FDIC.

Rho Treasury invests in T-Bills held in your name backed by the U.S. Government.

Open an account in minutes & get back to building

1.

Open a Rho account today.

Get up and running in minutes, gaining access to the right tools to help your business grow - corporate cards, checking and savings, AP, expenses, and treasury.
2.

Experience reliable customer support that cares.

Our dedicated support specialists are here to help make your Rho onboarding experience a breeze.
3.

Start earning yield today.

Rho automates a lot of what business owners don’t have time to manage themselves – including generating competitive yield on your non-operating cash.
Alex Marcus photo.
"Rho is a tech-forward platform that helps you do everything we need to manage finances operationally – and save hours and money in the process.”
Alex Marcus, CEO & Co-Founder

Bank on Rho, get $1,500 on us to fuel your growth.

Switch to Rho and maintain an average of $100,000 across the first 90 days after account opening,
get $1,500 cash reward. It’s that easy.¹
 

“Rho doesn’t just help us save money, but they also help us make money.”

Alex Marcus
Co-Founder and Co-CEO at Mento

Learn about other SMBs running on Rho

Read more Rho customer stories

Learn about other SMBs running on Rho

Read more Rho customer stories
Rho is not a bank. Banking services and cards issued by Webster Bank, N.A. Member FDIC.