Safety
Your cash sits with Webster Bank, a $75B FDIC insured institution, not a small partner bank. You also get up to $75M in FDIC coverage through Rho Savings, giving you real protection as your balance grows.
Rho vs. Mercury
Why more startups choose Rho from the start – and switch from Mercury once they outgrow it.
Supporting startups at every stage
Why startups choose Rho over Mercury
Rho scales with your business fast, no extra software fees and no paywalls blocking your momentum.
Rates
Make your money work harder from day one. Rho Treasury and Rho Card earn competitive yield on idle cash and up to 2 percent cashback on every dollar you spend, with no lockups or platform fees eating into your return.
Service
Founders want answers fast. With Rho you get real humans who respond within minutes by chat, email, or phone. Every client gets full support. Mercury limits true support to paid plans, which means slower responses when you need speed most.
Compare Rho vs. Mercury
See how Rho and Mercury stack up on fees, support, and scale.
| Rho | Mercury | |
Cashback | Up to 2% | Up to 1.5% |
Treasury liquidity | 1 to 3 business days | 5 to 10 business days |
Dedicated relationship manager | Free | $350 per month |
Partner Bank | Webster Bank, N.A. | Choice Financial Group, Column N.A., and Evolve Bank & Trust |
FDIC Coverage | Up to $75M with yield | Up to $5M without yield |
Expense Reimbursements | Free | $4 per month after first 20 users |
| Rho | Mercury |
Cashback | |
Up to 2% | Up to 1.5% |
Treasury liquidity | |
1 to 3 business days | 5 to 10 business days |
Dedicated relationship manager | |
Free | $350 per month |
Partner Bank | |
Webster Bank, N.A. | Choice Financial Group, Column N.A., and Evolve Bank & Trust |
FDIC Coverage | |
Up to $75M with yield | Up to $5M without yield |
Expense Reimbursements | |
Free | $4 per month after first 20 users |
Meet our customers
“It’s nice to feel so cared for.”
Atul Raghunathan, Founder & CRO
"Our accountants love them."
Landseer Enga & Anam Hira, Co-Founders
"They've scaled with us."
James Jiang, Co-founder & CEOThe fastest way to start. The smartest way to scale.
Rho gives you cards, AP, expenses, banking, and yield in one platform with no hidden fees or point games.
Set up banking, treasury & cards fast
Every Rho customer gets instant access to real humans who know your business with response times under a minute so you never stall your momentum.
Dedicated support for founders
Every Rho customer gets fast, human support with real operators who can solve AP, card, and banking issues in minutes—not ticket queues.
Eliminate expense admin
Rho Expenses handles reimbursements and organizes every transaction in real time so you stay compliant without extra tools or busywork.
Pay vendors without friction
Rho Bill Pay scans invoices with AI, route approvals automatically, and moves money directly from your Rho accounts without the chase.
Close the books faster
Rho Accounting connects banking, cards, and treasury so your books stay clean, synced, and audit ready without manual cleanup.
Set up banking, treasury & cards fast
Every Rho customer gets instant access to real humans who know your business with response times under a minute so you never stall your momentum.
Dedicated support for founders
Every Rho customer gets fast, human support with real operators who can solve AP, card, and banking issues in minutes—not ticket queues.
Eliminate expense admin
Rho Expenses handles reimbursements and organizes every transaction in real time so you stay compliant without extra tools or busywork.
Pay vendors without friction
Rho Bill Pay scans invoices with AI, route approvals automatically, and moves money directly from your Rho accounts without the chase.
Close the books faster
Rho Accounting connects banking, cards, and treasury so your books stay clean, synced, and audit ready without manual cleanup.
Backed by our people, in your corner 24/7
We show up fast, solve what matters, and obsess over you winning.
Backed by our people, in your corner 24/7
We show up fast, solve what matters, and obsess over you winning.
We’re ready
when you are.
Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.
