ROUTING NUMBERS
/
US BANK NA
/
123103729
Send your business payment fast to US BANK NA with zero platform, ACH or wire fees with Rho.*
Routing Number
123103729
Bank
US BANK NA
Address
EP-MN-WN1A
City
ST. PAUL
State
MN
Zip
55107
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
Banks use different routing numbers for ACH payments and wire transfers because these are distinct types of transactions. ACH payments are processed in batches through the Automated Clearing House network, while wire transfers are direct, individual transactions between banks.
For US BANK NA in MN, the routing number 123103729 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day if sent before the cutoff time.
For example, at Rho, ACHs sent before 2 PM EST land the same day, and those sent after 2 PM EST land within 1-3 business days. Wires sent before 4:45 PM EST arrive the same day, and those sent after 4:45 PM EST land the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments a breeze by offering a platform for both ACH and wire transactions. You can send and receive funds without worrying about fees, as Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.