Routing Numbers
Search our database of ACH and wire transfer routing numbers for any U.S. bank
What is a routing number?
A routing number identifies a financial institution in the U.S. banking system. It’s essential for processing transactions such as:
ACH transfers & online payments
Wire transfers (domestic & international)
Check processing
How many digits is a routing number?
A routing number is exactly 9 digits long.
Which routing number should you use?
Different transactions require different routing numbers:
For paper checks: Use the routing number printed on your check.
For ACH & direct deposits: Check your bank’s website or statement for the correct ACH routing number.
For wire transfers: Contact your bank, as routing numbers for ACH vs wire transfer are often different.
How to find your routing number
Use one of these quick checks to confirm the right routing number for your account:
Rho’s routing number directory: Use our directory on this page to look up any U.S. routing number in seconds.
Federal Reserve: At frbservices.org, use the FedACH search to verify ACH routing numbers and the Fedwire search to confirm wire routing details.
Your checks: Look at the bottom-left corner of any paper check.
Your online banking dashboard: Most banks list routing numbers in account details. For Rho account holders, you can view your routing and account numbers inside the Rho app under the Banking section.
Your bank’s customer support: Ask directly for the routing number tied to your account type and region.
Where is the routing number on a check?
The routing number is located at the bottom left corner of a check, typically the first nine digits before the account number.
What is a routing number on a card?
Cards like credit and debit cards do not have a routing number. These cards are used for purchases or ATM withdrawals, not for bank account transactions like ACH or wire transfers. Routing numbers are associated with bank accounts.
Is ABA the same as a routing number?
Yes, an ABA routing number and a routing number are the same. "ABA" refers to the American Bankers Association, which established the system. The term "bank transit number" is also used interchangeably with ABA or routing number in some contexts.
What’s the difference between a routing number and an account number?
A routing number identifies the bank for processing transactions, while an account number identifies your specific account within that bank. Both are needed for transactions like ACH or wire transfers.