ROUTING NUMBERS
/
UMPQUA BANK
/
123204835
Send your business payment fast to UMPQUA BANK with zero platform, ACH or wire fees with Rho.*
Routing Number
123204835
Bank
UMPQUA BANK
Address
17555 NORTHEAST SACRAMENTO STREET
City
PORTLAND
State
OR
Zip
97230
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers often use different routing numbers because they are processed through different networks. ACH transfers use the Automated Clearing House network, while wire transfers are direct interbank payments. For UMPQUA BANK in OR, the routing number 123204835 accepts ACH.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day or the next business day.
At Rho, ACHs sent before 2 p.m. EST will land the same day, and those sent after will take 1-3 business days. Wires sent before 4:45 p.m. EST will arrive the same day, and those sent after will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments straightforward and cost-effective. You can easily initiate ACH and wire transfers directly from your Rho account without worrying about fees. That's right—Rho charges no fees for sending or receiving ACH or domestic wire transfers.
To learn more about how Rho can benefit your business, check out Rho's pricing.