Send your business payment fast to ESL FEDERAL CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
222371863
Bank
ESL FEDERAL CREDIT UNION
Address
CORPORATE HEADQUARTERS
City
ROCHESTER
State
NY
Zip
14604
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers often use different routing numbers because they are processed through different networks. ACH transactions are batched and processed through the Automated Clearing House network, while wire transfers are individual transactions processed directly between banks.
For ESL FEDERAL CREDIT UNION in NY, the routing number 222371863 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. The exact timing can vary based on the time of day the transaction is initiated.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, while those sent after will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, with later transfers landing the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments straightforward and cost-effective. You can easily initiate ACH and wire transfers directly from your Rho account without worrying about fees. That's right—Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the full pricing details? Check out Rho's pricing for more information.
