ROUTING NUMBERS
/
SPIRIT FINANCIAL CREDIT UNION
/
231382458
Send your business payment fast to SPIRIT FINANCIAL CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
231382458
Bank
SPIRIT FINANCIAL CREDIT UNION
Address
8535 NEW FALLS ROAD
City
LEVITTOWN
State
PA
Zip
19054
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
Banks use different routing numbers for ACH payments and wire transfers because these transactions run on different networks and have distinct processing methods. ACH transfers are batched and typically used for smaller, frequent payments, while wire transfers are individual and prioritized for speed and certainty.
For SPIRIT FINANCIAL CREDIT UNION in PA, the routing number 231382458 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day or the next business day.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, and those sent after will take 1-3 business days. Wires sent before 4:45 p.m. EST arrive the same day, and those sent after will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments a breeze by allowing you to send ACH and wire transfers directly from your account. The best part? Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Ready to see how Rho can save you money? Check out Rho's pricing for more details.