Send your business payment fast to ESSENTIAL FEDERAL CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
265476440
Bank
ESSENTIAL FEDERAL CREDIT UNION
Address
P.O. BOX 738
City
PLAQUEMINE
State
LA
Zip
70765
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
Banks use different routing numbers for ACH payments and wire transfers because these are distinct types of transactions. ACH payments are processed in batches, while wire transfers are processed individually and more quickly. This separation helps banks manage and process transactions efficiently.
For ESSENTIAL FEDERAL CREDIT UNION in LA, the routing number 265476440 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day if initiated before the cutoff time.
For example, at Rho, ACHs sent before 2 PM EST will land the same day, and those sent after 2 PM EST will land within 1-3 business days. Wire transfers sent before 4:45 PM EST will arrive the same day, and those sent after 4:45 PM EST will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho simplifies your business payments by allowing you to make ACH and wire transactions effortlessly. You can initiate ACH payments for regular expenses or use wire transfers for immediate needs. Best of all, Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.
