ROUTING NUMBERS
/
LAKE MICHIGAN CREDIT UNION
/
272480678
Send your business payment fast to LAKE MICHIGAN CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
272480678
Bank
LAKE MICHIGAN CREDIT UNION
Address
PO BOX 2848
City
GRAND RAPIDS
State
MI
Zip
49501
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
Banks use different routing numbers for ACH payments and wire transfers because these are distinct types of transactions. ACH payments are processed in batches through the Automated Clearing House network, while wire transfers are individual, immediate transactions. This separation helps banks manage and process these transactions more efficiently.
For LAKE MICHIGAN CREDIT UNION in MI, the routing number 272480678 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day. However, the exact timing can vary based on the financial institutions involved.
At Rho, ACHs sent before 2 PM EST will land the same day, while those sent after 2 PM EST will land within 1-3 business days. For wire transfers, those sent before 4:45 PM EST will arrive the same day, and those sent after 4:45 PM EST will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho simplifies your business payments by offering seamless ACH and wire transactions. You can easily send funds via the ACH network or provide wire instructions for direct interbank payments. Best of all, Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.