ROUTING NUMBERS
/
ST CLOUD FEDERAL CREDIT UNION
/
291975656
Send your business payment fast to ST CLOUD FEDERAL CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
291975656
Bank
ST CLOUD FEDERAL CREDIT UNION
Address
3030 SOUTH FIRST STREET
City
ST CLOUD
State
MN
Zip
56301
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers sometimes use different routing numbers because they are processed through different networks and have distinct requirements. ACH transfers are batched and use the Automated Clearing House network, while wire transfers are individual and direct. For ST CLOUD FEDERAL CREDIT UNION in MN, the routing number 291975656 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. However, the exact timing can vary based on the financial institutions involved.
At Rho, ACH transactions sent before 2 p.m. EST will land the same day, while those sent after will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, and those sent after will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments a breeze. You can easily send ACH and wire transactions directly from your account without worrying about fees. That's right—Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.