ROUTING NUMBERS
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LA JOYA AREA FEDERAL CREDIT UNION
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314985468
LA JOYA AREA FEDERAL CREDIT UNION Routing Number in TX is 314985468
Send your business payment fast to LA JOYA AREA FEDERAL CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
314985468
Bank
LA JOYA AREA FEDERAL CREDIT UNION
Address
P O BOX 1300
City
LA JOYA
State
TX
Zip
78560
Phone
Where to find your LA JOYA AREA FEDERAL CREDIT UNION routing number
You can find this using our lookup tool, at the back of a check, or your banking app.
Check or Statement
Your bank routing number can be found at the bottom left corner.
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On This Website
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Fedwire
You can look up your routing number on the official website of the Federal Reserve.
FAQs
See answers to common questions we get about routing numbers.
Is an ABA number, bank transit number, and routing number the same?
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money gets to the right place.
Why are there different routing numbers for ACH payments and wire transfers?
Banks use different routing numbers for ACH payments and wire transfers because these transactions run on separate networks and are processed differently. ACH transfers are batched, while wire transfers are individual requests.
For LA JOYA AREA FEDERAL CREDIT UNION in TX, the routing number 314985468 accepts ACH.
How do I set up ACH or wire payments with Rho, and how long do they take?
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day or by the next business day.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, and those sent after will land within 1-3 business days. Wires sent before 4:45 p.m. EST will arrive the same day, and those sent after will land the next business day.
If you have more questions, you can check out Rho's help center.
How can Rho help with my business’ payments, and what are the costs?
Rho makes handling your business payments a breeze. You can easily initiate ACH and wire transactions directly from your account. Best of all, Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.
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*Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party.
The Rho Corporate Card is issued by Webster Bank N.A., member FDIC pursuant to a license from Mastercard.
Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser and subsidiary of Rho. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk, including the possible loss of the principal invested, and past performance does not future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. ("Apex") and Interactive Brokers LLC ("Interactive"), registered broker dealers and members FINRA/SIPC. Interactive rates may vary from Apex rate shown above. For additional information about investment management and advisory services provided by Rho Treasury, please refer to Rho Treasury’s ADV-2A Wrap Fee Brochure.
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Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.
This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.
Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.
*This reflects the gross yield based on 90-day Treasury Bill rates as of [DATE]. The advertised yield does not include the annual fee, which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Individual results may vary depending on the actual investment date and investment products selected. Past performance is not a guarantee of future performance results. The yield is variable and fluctuates without prior notice. The rate shown is before fees. Fees and costs may reduce the actual returns received. The amount of Treasury Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield.
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