16 business credit cards with an EIN only (and alternatives)
A review of business credit cards that only require an EIN and credit card alternatives.
Updated:
April 17, 2024
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Director, Credit
April 17, 2024
SMBs and startup founders often apply for business credit cards for use as the company grows.
This post is helpful for business owners evaluating a business credit card with EIN only vs. credit card applications that require a Social Security number. You’ll learn the pros and cons of EIN-only cards and discover the available business credit card options.
Key highlights:
Control spend, boost efficiency, and earn up to 1.25% cashback with Rho.
A business credit card helps companies manage their business expenses and budgets. It’s often used for expenses like travel, digital ads, client entertainment, cloud computing, and SaaS software subscriptions.
Small business owners typically use business credit cards. Companies that issue cards to the owner and multiple employees use corporate credit cards. These factors impact credit card use:
Using a business credit card, owners can keep business transactions separate from personal finances. Credit cards are widely accepted and generate an automated record of spending. Founders can avoid using cash or checks, which require more manual work and increase theft risk.
Did you know? The Rho corporate credit card offers up to 1.25% cashback on all purchases and has zero platform fees.
The best business credit cards provide automation to track business finances, a simple application process, and do not impact the owner’s credit report.
An Employee Identification Number (EIN) is a nine-digit tax identification number issued by the IRS that identifies a business entity. An EIN is similar to a Social Security number (SSN) for individual taxpayers.
U.S.-based businesses can apply for an EIN tax ID online, by fax, or by mail. International companies must contact the IRS by phone, fax, or mail.
Corporations, partnerships, and other businesses with employees must obtain an EIN. Review this IRS link to determine if you need an EIN. If you do, you’ll complete IRS Form SS-4.
Small business owners often apply for a business credit card using a Social Security number. The application frequently requires a personal credit check, and the credit card company may want a good to excellent credit score to approve the application.
Some small business owners apply using an EIN and may also need to provide a personal guarantee.
Owners who manage larger organizations apply for a corporate credit card using an EIN. If the business generates revenue and profits, some card issuers will extend credit without a personal credit check or requiring personal liability.
The credit application may require submitting business bank statements and financial statements to verify business performance.
It is difficult to secure a business credit card with an EIN only. Card issuers may require a personal credit check and a personal guarantee for business credit cards. Most card issuers have more requirements than just having an EIN.
There are two types of credit checks (credit pulls):
Business owners and founders do have some limited options.
Each card issuer’s requirements are discussed below.
A sole proprietor may need to provide a personal guarantee, and the owner of a startup business with little or no revenue may need to apply for a personal credit card.
Owners can apply for a corporate credit card, and the application often does not require an SSN. The owner does not provide a personal guarantee, and the business is liable for card payments.
A corporate credit card application frequently requires a minimum revenue and possibly a minimum number of card users. Card issuers work with corporations and partnerships but may not issue cards to sole proprietors.
Several large banks, such as Bank of America, Citibank, and Wells Fargo, may accept these documents in place of a Social Security number:
Generally, SSNs are used for business credit card applications, and EINs are used for corporate card applications.
Small business owners apply for business credit cards. Issuers perform personal credit checks and ask for personal guarantees on business credit card applications. Applications include the owner’s SSN.
An EIN is used for a corporate card application, and the company is responsible for paying card balances. Companies provide documentation that the company generates enough revenue to pay business expenses, including card balances.
Yes, in some cases. EIN-only cards have different application requirements. Some perform a personal credit check, and a hard credit check will reduce your credit score.
If a corporation or partnership is used on the application, the owner is not personally liable. There is no personal credit check and no impact on your credit score.
Business credit bureaus are different from agencies that report on personal credit. Dun & Bradstreet, Equifax, and Experian are the largest credit agencies for business. TransUnion, Equifax, and Experian are the largest agencies for personal credit reporting.
Business and individual reporting agencies monitor credit use, payment history, and other factors to compute a credit score.
Rho is the business banking platform with everything companies need to manage their cash and grow their business.
Backed by 24/7 customer support, Rho offers business checking accounts, treasury capabilities, and enterprise-grade spend management – accounts payable, corporate cards, and expense management – with no monthly fees.
The Rho Corporate Credit Card helps businesses manage spending, process expenses, and simplify their T&E accounting.
The Rho platform makes it easy to manage Rho Card spending, process expense reimbursements, and automate expense management.
Yes
Starting with the Rho Card, Rho allows businesses to create unlimited virtual and physical corporate cards and assign strict spend controls to each, including limits, merchant and category controls, and more.
Rho Cards have no annual fees, subscription fees, or per-card fees. Rho cardholders do not pay interest or late fees and no foreign transaction fees.
It's not applicable. Rho issues charge cards that require you to pay your monthly balance in full by the end of each statement period.
Not applicable
Cashback
Earn up to 1.25%
None
Rho performs a business credit check on each application. Owners may be asked to provide a personal guarantee.
Rho’s holistic approach to underwriting allows us to find you a higher, scalable credit limit that increases with your company’s growth – even if you don’t have an extensive credit history.
Your credit limit is not tied solely to your cash balance or last year's revenue. Instead, your credit limit depends on several factors, including revenue growth, business spending patterns, and balance sheet liquidity.
The Rho Card is a low-cost option that provides cashback. The platform integrates payables, expenses, treasury, banking services, and accounting software in a single platform.
Based in New York, Ramp is a fintech company initially launched in 2019 as a corporate card and expense management platform. The company has since expanded its product capabilities to include bill payments, procurement, and accounting integrations.
Yes. All applicants must provide an employer identification number (EIN) as part of the application.
You can apply to Ramp as a business owner or officer without an SSN. Instead of an SSN, you provide a copy of your foreign passport and documentation to prove your address.
Ramp’s products include corporate cards, expense management, procurement, accounts payable, vendor management, working capital, a mobile app, and other core features built into their platform.
Ramp card application requirements:
No user fees, no annual fees, no late payment fees, and no additional card or card replacement fees.
It is not applicable. Ramp issues charge cards, and the balance must be paid in full.
Not applicable
Cashback
Unlimited 1.5% cashback on qualifying purchases and up to $175K in partner perks.
None
Ramp does not have annual revenue requirements to approve the card.
Ramp is a strong spend management platform if you have a narrow set of needs related to your finance stack. Ramp may be a fit if you need a corporate card solution with some expense management capabilities.
Ramp issues charge cards, and the balance must be paid in full. Rho offers credit cards and extends credit to businesses. Both cards have low costs and offer cashback.
Ramp does not offer an integrated financial solution with banking and treasury capabilities. Ramp won’t completely unify your finance stack, which could create SaaS overload. What’s more, some processes, like accounts payable, benefit from a banking connection (e.g., no payment delays) like the services offered by Rho.
Brex provides small business credit card, expense management, travel, and bill pay software solutions. The platform offers real-time expense tracking and variance reporting. Brex’s customers can do business in several different currencies.
Yes. Brex accepts applications without an SSN, but businesses must maintain a linked checking account with a minimum $50,000 balance.
Brex corporate cards can be issued digitally or in physical form. Spending limits can be set by dollar amount or vendor, and cards can be used for recurring payments. Brex can also pay reimbursements in many local currencies.
None
Not applicable. Brex is a charge card.
Not applicable.
The card offers cashback rewards, and the Exclusive Rewards program pays higher rewards for more card use.
The Brex Corporate Card offers a points-based rewards program based on different spending categories. Here are the categories and the point multipliers:
Thirty thousand points after spending $3,500, or 50,000 points after spending $9,000 in the first 30 days.
Not provided
Brex largely targets VC-backed startups. Brex is not a good choice for bootstrapped startups, because spending limits and benefits are designed for funded growth companies. In June of ‘22, Brex announced it was leaving the small and medium-sized (SMB) market.
Brex has a complicated card rewards structure, while Rho offers up to 1.25% cashback through statement credits, and customers clearly understand rewards.
While Brex largely targets VC-backed startups, Rho’s expense management solution is purpose-built to scale with both growth-stage and middle-market companies.
Several Brex users report problems with access to customer service. Rho, on the other hand, provides effective phone support.
Following BILL’s announced acquisition of Divvy, BILL rebranded the Divvy credit card and expense management platform as BILL Spend & Expense. The company provides the BILL Divvy credit card, an AP automation solution, and accounts receivable software.
Yes. Applicants must submit an SSN, but BILL Divvy performs a soft credit check that does not impact the individual’s credit score. Sole proprietors, corporations, LLCs, and other entities can apply.
Account admins can distribute corporate cards to employees and set spending budgets directly in the BILL Spend & Expense platform. Clients receive rewards based on spending as long as they meet certain spending amounts and card activity is linked to BILL Divvy software.
BILL Spend & Expense integrates with Sage, Oracle NetSuite, Microsoft Dynamics, and QuickBooks.
None
BILL Divvy is a charge card.
Not applicable
BILL Divvy awards points based on spending. Keep in mind that the value of each point may change.
The BILL Divvy credit card offers rewards based on the type of credit card spending and how frequently the balance is paid (weekly, twice a month, or monthly).
Users who pay their balance in full each week earn points for every dollar of spending:
Companies that pay their balance twice a month earn these points:
If the customer pays off the balance once a month, BILL only pays 2 points per dollar on restaurant and hotel spending, 1.5 points on recurring software subscriptions, and 1 point for all other purchases.
BILL has other restrictions that impact the ability to earn rewards. You lose all reward points if:
Businesses must spend at least 30% of the credit limit to qualify for rewards each month.
None
Many businesses like the appeal of earning point-based rewards when spending, particularly for restaurant and hotel expenses. However, BILL Divvy credit card rewards are difficult to track.
Using the BILL credit card and making consistent payments can build your firm’s credit rating. This could be attractive to sole proprietors and small businesses.
The BILL Spend and Expense has a complicated process for earning corporate card points and rewards. Rho offers a more straightforward cashback reward and integrations with accounts payable, business checking, and treasury management functionality.
BILL Spend and Expense gets mixed reviews on customer support performance. Rho has a consistently responsive customer service team.
AtoB provides fuel cards that offer discounts through a network of retail locations. The company offers software that allows businesses to pay commercial drivers quickly and issue 1099s.
Yes. The AtoB application requires an EIN, driver’s license, and proof of business revenue for the past three months. Your SSN is not required.
AtoB offers two cards and an enhanced set of features through AtoB Premium:
No annual fee, but fees are charged monthly
Not applicable. The full Flex Credit Card balance must be paid each month.
Not applicable.
AtoB Fuel cardholders get average discounts of 42 cents off per gallon of truck diesel fuel and 5 cents per gallon for unleaded fuel when using vendors in the AtoB discount network.
The company partners with other retailers to offer fuel, vehicle repair and maintenance, and food discounts.
Listed above
None
None
The AtoB cards generate meaningful savings for businesses that manage a fleet of vehicles. Cardholders can also earn vehicle repair and maintenance and food discounts.
The AtoB is a useful option for businesses that incur large fuel expenses. Rho provides business checking accounts, corporate cards, and AP automation in a single platform. AtoB charges setup fees and monthly fees. Rho does not charge platform fees.
Stripe provides global payments, revenue and finance automation, and the ability to embed financial services into your platform or product.
No
The Stripe Corporate Card is in limited beta for U.S.-based companies. Credit limits are based on your company’s payment processing history. Offers partner benefits with AWS, Slack, Gusto, and others.
None
Not applicable. Stripe issues charge cards
Not applicable
Cashback
1.5% cash back on every business purchase
None
None
Stripe offers effective payment and automation tools, but the Corporate Card is in beta and customer feedback on the card is limited.
Stripe is a well-known brand with an attractive cashback rate, and partner benefits with many popular companies. Customers evaluating business credit cards should consider other cards with a history of customer reviews.
Rho has many positive customer reviews and offers an integrated platform for business checking, corporate cards, and AP automation.
The Capital on Tap Business Credit Card is a traditional credit card, not a corporate card, so users can carry a balance from one month to the next if necessary. The company offers two different cards and provides several accounting integrations.
No
Capital on Tap offers the Free Rewards card and the Business Rewards card. The Business Rewards card offers bonus rewards, and users can redeem points to book travel through Avios. Capital on Tap provides auto-sync integrations with Sage and Xero.
The company has several application requirements. The applicant must be an active director or meet minimum ownership requirements. The business must be based in the UK and generate at least £24,000 in revenue per year.
The Free Rewards card has no annual fee, and the Business Rewards card has a £99 fee annually.
Variable rates from 18.49% - 35.99%
None
Cardholders earn cashback through a points system. Customers earn 1 point for every £1 spent using a Capital on Tap Business Credit Card. You can redeem points to reduce the card balance, for cash, or in exchange for gift cards.
Both cards offer 1% cashback on all card spending.
The Business Rewards card offers 10,000 bonus points when you spend £5,000 in your first three months.
Capital on Tap performs a soft credit check on your personal credit history and a hard credit check on your business credit history.
UK-based businesses that can meet the minimum revenue requirements. It is not a suitable card for companies that must carry a large balance because the APR may be high.
Capital on Tap is only available for UK businesses. U.S. customers and firms in other countries can use Rho. The Capital on Tap Business Rewards card has a £99 fee annually. The Rho Card does not charge annual fees or interest fees.
Expensify provides expense management software, allowing employees to track and submit expenses for processing. The platform automates expense approval and processes employee reimbursements. Expensify Card manages credit card transactions within the platform.
No
Expensify Card imports data and accounts for company expenses. The software generates an eReceipt for most card transactions, eliminating the need to scan receipts. Expensify performs real-time reviews of transactions and spending policies to detect fraudulent transactions.
The platform integrates with several accounting software packages.
None
Not provided
None
Cashback
1% cashback on each transaction. Expensify offers perks and discounts through 20+ partners.
None
None
Expensify integrates with QuickBooks, NetSuite, Xero, and Sage. Businesses that use the Expensify card for a large portion of company spend can avoid fees.
Several Expensify reviewers report poor follow-up on customer support issues. The platform has a confusing price structure that some believe is too expensive. Users receive too many inquiries promoting other products.
Rho’s users enjoy frictionless spend management using the Rho Card. Rho does not charge platform fees.
First National Bank of Omaha (FNBO) is an independent, family-owned bank founded over 165 years ago. The bank has locations in eight states and over $30 billion in assets.
No
Your credit limit is determined by providing a deposit between $2,000 and $10,000 when you apply, subject to credit approval.
Businesses earn interest on security deposits. You must deposit $2,000 to open an account and maintain a minimum balance of $2,000 to earn interest. The current rate on deposits is 0.05% APY.
$39 annual fee
Variable 25.99% APR on purchases and balance transfers.
None
Mastercard Easy Savings program: Earn automatic rebates with over 40,000 participating merchant locations.
Mastercard Easy Savings rebates differ by merchant.
None
This secured card requires a credit check (personal credit) and a security deposit between $2,000 and $10,000, which dictates your credit limit.
A sole proprietor or a new business without a financial track record can build a credit history using the FNBO card. Applicants must be able to make a security deposit and cash flow the business.
FNBO is a secured credit card that does not extend credit, and cardholders are charged fees. Established, growing businesses can use the Rho Card and Rho’s banking, treasury, and AP automation integrations. Rho does not charge card fees.
Bank of America is a multinational investment bank and financial services holding company. The bank provides services to individuals, small businesses, and larger institutions. Customers can access checking and savings accounts, loans, and investments.
No
Businesses can open an account with a minimum $1,000 security deposit. Your credit line will be equal to your deposit amount. The bank will periodically review your account, and if your overall credit history improves, you can transition to an unsecured card.
Bank of America will not charge you any interest on purchases if you pay your entire balance by the due date each month.
None
28.49%
None
Cashback
Earn 1.5% cash back on every purchase. You can redeem your cash rewards as a deposit into your Bank of America® checking or savings account, a card statement credit, or a check mailed to you.
None
None
Startups that need a national bank that offers multiple services and businesses that can meet requirements to minimize fees are a good fit for Bank of America.
Bank of America is an option for owners who want to establish a relationship with a national bank. The bank is also a solution for sole proprietors and small business owners who want to build a credit history using a secured credit card.
Did you know? Rho Business Savings Accounts are built on a network of over 400 FDIC-insured banks, allowing you to access up to $75M in FDIC deposit insurance per entity. These Treasury Management services are provided by American Deposit Management, LLC.
No
Cardholders have several options for redeeming points:
Annual fee:
None
Regular APR:
After the intro APR offer ends, businesses pay a variable APR of 18.49% to 28.49%.
Intro APR:
0% on purchases for the first nine billing cycles
Rewards type:
Bonus points
Rewards rate:
Earn unlimited 1.5 points for every $1 you spend on all purchases, and points don't expire.
You can earn up to 75% more points on every purchase if you have a business checking account with Bank of America and qualify for the Preferred Rewards for Business Platinum Honors tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases.
Intro offer:
The 0% intro APR is explained above.
In addition, you can earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening. Points can be redeemed for a $300 statement credit towards travel or dining purchases.
Recommended credit score:
None
Bank of America offers dozens of services that many business owners use as they scale. However, large legacy banks have an expensive infrastructure and may charge higher fees. Legacy banks also have stricter underwriting standards.
Startups that want a national bank that offers multiple services and businesses that can meet requirements to minimize fees are a good fit for Bank of America.
Bank of America is an option for owners who want to establish a relationship with a national bank. The bank’s card provides an attractive intro offer, and cardholders can earn bonus points.
The Rho Card has no fees and offers 1.25% cashback on qualifying purchases. The card is integrated with banking, treasury, and AP automation on a single platform.
Wells Fargo is one of the largest U.S. banks, offering banking services, lending, investments and wealth management, and investment banking. Wells Fargo provides many banking services that startups may eventually need, such as SBA loans and merchant accounts.
No
This credit card is no longer available to new applicants.
Wells Fargo has ERP integrations with Xero and QuickBooks. However, Wells Fargo uses Web Connect to integrate with QuickBooks. This extra step slows down the integration process.
Cardholders can deposit $500 to $25,000 to create a credit line.
None
None. This is a secured credit card.
None
Cardholders can choose cashback or earn 1 point per dollar spent. Customers receive 1,000 bonus points when the company spends $1,000 or more each month.
1.5% cashback
None
None
Existing cardholders can build business credit using the Wells Fargo secured card. Smaller businesses with lower credit needs may be a fit.
Owners looking for a new credit card should consider the Rho Card for its ease of use, cashback option, and finance integrations.
SaaS startup Superfiliate is disrupting affiliate marketing in e-commerce. Discover why their co-founder transitioned from Silicon Valley Bank (SVB) to Rho.
Shell is one of the world’s largest oil and gas companies. The business is involved in oil and gas exploration, production, and refining. Shell markets and distributes oil and gas through many channels, including gas stations.
The Shell Small Business Card is one of three fleet management cards offered by Shell.
Yes. Applicants must generate at least $1 million in annual revenue and be in operation for one year or more.
The Shell Small Business Card is accepted at nearly 13,000 Shell stations in the U.S. The card is accepted at 95% of all U.S. fueling stations.
In addition to fuel discounts, cardholders can earn a 15% discount at participating Jiffy Lube locations and access roadside assistance with the National Automobile Club (MAC).
Annual fee:
None
Regular APR:
Not provided
Intro APR:
Not provided
Rewards type:
Fuel rebates on purchases at Shell stations. Rebates are posted as an account credit in your monthly billing statement.
Rewards rate:
Rebates of up to 6¢ per gallon, depending on monthly spend
Intro offer:
None
Recommended credit score:
Reviews point out that applicants need a fair to good credit score (580 to 739) to be approved.
Shell cards generate meaningful savings for businesses that manage a fleet of vehicles, and the card can be used at most fueling stations. Applicants must be able to meet Shell’s minimum annual revenue requirements.
The Shell card is useful for businesses that incur large fuel expenses but can’t be used for many other common business expenses.
Rho provides business checking accounts, corporate cards, and AP automation in a single platform. Rho does not charge platform fees.
Citibusiness® products and services are offered through Citibank. Citibank provides credit cards, banking, lending, investing, and wealth management services. Citibank is the banking subsidiary of Citigroup, a multinational financial services company.
No
This credit card targets businesses that incur large travel expenses. In addition to the AAdvantage® mile rewards (explained below), cardholders can earn these benefits for American Airlines travel:
Annual fee:
$0 intro annual fee for the first year, then $99 annually.
Regular APR:
Variable APR of 21.24% to 29.99%, based on creditworthiness
Intro APR:
None
Rewards type:
Earn miles for every dollar spent
Rewards rate:
Earn 2 miles for every dollar spent on:
Earn 1 mile for every dollar spent on other purchases
Intro offer:
Bonus airline miles earned after you or your employees spend $4,000 in purchases within the first four months of account opening. Businesses can earn 65,000 AAdvantage® bonus miles to redeem for business travel.
Recommended credit score:
Not provided
Businesses that have a large travel budget can benefit from using this card. With proper planning, cardholders can reach AAdvantage® status, which offers more benefits and savings to travelers.
The Citibusiness® card is a good choice for companies with travel budgets, and the card charges an annual fee after the first year. The Rho Card has no annual fees and integrates with a platform offering business checking accounts, treasury management, and business automation.
Chase Ink credit cards are offered through JPMorgan Chase, one of the oldest financial institutions in the United States, with more than $2.6 trillion in assets under management. The bank offers checking accounts, small business loans, business credit cards, and other services.
No
Chase Ink offers several types of credit cards, and Chase provides several attractive reward programs. Several reviewers point out that Chase Ink rewards are more generous than those of many competitors.
$95
21.24% to 26.24% Variable APR
None
Points earned on purchases
Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
Earn unlimited 1 point per $1 spent on all other purchases. Points do not expire as long as your account is open. Points are worth 25% more when you redeem for travel through Chase Travel. You can earn 40,000 bonus points for referring a business approved for any Chase Ink credit card.
Earn 100,000 bonus points after you spend $8,000 on purchases in the first three months after account opening. The points can be redeemed for $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase Travel.
Not provided
Businesses can find multiple ways to benefit from using Chase Ink. Companies that monitor spending and potential rewards can accumulate points quickly. Chase Ink is useful for firms with larger travel budgets.
Startups that want a national bank with dozens of services and businesses that can meet requirements to minimize fees are a good fit for Chase.
Chase provides several attractive reward programs for business travel and other expenses, and Chase changes an annual fee. The Rho Card does not charge annual fees, and the Rho platform offers integrated financial software solutions.
American Express Company is an American bank holding company and multinational financial services corporation. The bank has a large focus on credit cards.
No
The American Express® Business Gold Card charges a much higher annual fee than other credit cards in this review. The website explains that Cardholders can earn back the annual fee by using the card and earning rewards.
$375 Annual Fee
Variable APR of 19.49% - 27.49%, based on your creditworthiness and other factors.
None
Points based on purchases
125,000 Membership Rewards® Points after you spend $10,000 on eligible purchases in the first three months of Card Membership.
Not provided
Businesses with larger budgets and frequent card use can generate substantial benefits over time. Smaller companies may not be able to justify the high annual fee.
The American Express annual fee is hard to justify when compared to the Rho Card. Rho offers cashback and other benefits, and does not charge fees. Customers can also use the financial software solutions on the Rho platform.
Businesses in the U.S. can apply for an EIN online, by fax, or by mail. International companies must contact the IRS by phone, fax, or mail.
Use the credit card reviews above to evaluate EIN-only credit cards and search for additional information online.
Provide your EIN and the other data required to apply. Determine if you meet the issuer’s other criteria, such as a minimum revenue requirement.
If you are approved for a business credit card using your SSN, you may be personally liable for repaying the card balances. Read the agreement carefully and consider your personal liability risk.
The card issuer may be concerned that the business will not generate enough revenue to make card payments. The issuer may hold the owner personally liable to increase the probability of repayment.
An EIN-only card allows the business to build its credit score over time.
Yes. Some EIN-only cards rely on the company’s ability to repay and not the owner’s personal credit.
It is difficult to get approved for an EIN-only card with poor credit. The card issuers want to minimize the risk of missed payments.
Yes. Timely card payments are reported to business credit bureaus.
Some EIN-only cards will approve business credit cards without an SSN.
SMBs and startups may benefit from using a business credit card with EIN only, but owners must understand the application requirements and restrictions.
Many businesses need additional capabilities, including multi-entity support, AP automation, and other important features of financial operations. The best fintechs offer great service at a low cost.
Rho's scalable platform provides an end-to-end solution encompassing corporate cards, expense management, AP automation, business banking, and treasury management under one roof.
This means businesses do not have to juggle multiple services as they grow, saving time and streamlining operations.
Schedule time with a Rho expert today to learn more about Rho!
Competitive data was collected as of April 17, 2024, and is subject to change or update.
Banking services are provided, and cards are issued by Webster Bank, N.A., Member FDIC. All Rights Reserved. © 2019-2024 Under Technologies, Inc. DBA Rho Technologies. Rho is a trademark of Under Technologies, Inc. Rho is not a bank. Rho partners with FDIC-insured banks to offer banking products and services.
Investment management and advisory services provided by RBB Treasury LLC dba Rho Prime Treasury, an SEC-registered investment adviser. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC Insured • Investments are not bank guaranteed, and may lose value. Investment products involve risk, and past performance does not guarantee future results.
Ken is a guest contributor. The views expressed are his and do not necessarily reflect the views of Rho.