Airbase vs Ramp: Which The Top Pick in 2025?

Many businesses look to Airbase and Ramp for their financial management needs. However, choosing the right solution can be a complex task.

In this article, we’ll review what each solution offers and how they compare, helping you determine which is the best fit for your organization. Additionally, we'll also explore Rho as a third option worth considering.

Airbase Overview

Airbase is a spend management and procure-to-pay platform aimed at mid-sized to large organizations. It offers guided procurement, AP automation, and expense management, providing visibility and control over company spend. The platform is designed for finance teams, including CFOs, controllers, and accounting managers, to streamline financial operations.

Airbase Features

Some of the key features of Airbase include:

• Guided Procurement: Automates intake with a guided buying process, ensuring compliance and control with no-code routing.
• AP Automation: Makes accounts payable a touchless experience, handling bill pay, purchase orders, and vendor management.
• Expense Management: Uses AI-based OCR to create expense reports from receipt images, ensuring compliance and ease of use.
• Corporate Cards: Offers versatile card programs with pre-approvals and automatic syncing of purchase details to ERP systems.

Airbase Pricing

Airbase offers three main subscription packages, each tailored to different company sizes and needs:

• Enterprise: Full platform experience, advanced features, and complex processes for up to 10,000 employees.
• Premium: Advanced integrations and workflows for companies with up to 500 employees.
• Standard: Essential modules and fast implementation for companies with up to 200 employees.

The prices for each tier are not publicly listed.

Drawbacks To Airbase

General user reviews for Airbase are largely positive, highlighting its ease of use and time-saving features. However, some users note issues with the user interface and receipt management.

• "Invoice reconciliation is made amazingly easy and quick. Airbase has transformed this process." - Naor V.
• "The user interface can feel cluttered, especially when entering or reviewing expenses." - Rob F.

For more details, visit Airbase Reviews.

Ramp Overview

Ramp offers a comprehensive spend management platform designed to save businesses time and money. It consolidates corporate cards, bill payments, accounting, and more into a single solution. Ramp serves startups, small businesses, mid-market, and enterprise companies, supporting global operations with a focus on efficiency and automation.

Ramp Features

Some of the key features of Ramp include:

• Corporate Cards: Issue physical and virtual cards with customizable controls and pre-approved funds.
• Expense Management: Automates expense submission and coding, eliminating traditional expense reports.
• Accounts Payable: Processes bills quickly, automating invoice capture, approval, and payment workflows.
• Integrations: Connects with over 200 apps, including major ERPs and accounting systems.

Ramp Pricing

Ramp offers three subscription tiers: Free, Plus, and Enterprise.

• Free: $0/mo/user - Unlimited cards, basic expense management, and vendor tracking.
• Plus: $15/mo/user + platform fee - Advanced approval workflows, multi-entity support, and global payments.
• Enterprise: Custom pricing - Full customization, direct ERP integrations, and custom development.

Drawbacks To Ramp

Ramp is highly rated by users, with an overall score of 4.8 out of 5 stars from 2,097 reviews. Users appreciate its ease of use, automation features, and strong integrations with accounting software.

• "Ramp makes it easy to record and manage expenses while I'm on the go via SMS. I love how Ramp texts me after I use my card, prompting me to upload a receipt and then providing a reason for the transaction." - Jenny C.
• "Ramp has allowed us to build coding rules in several different possible combinations to eliminate the need to code each individual transaction. It also suggests rules for you as it learns over time which is super cool." - Eric A.

"Ramp hasn't been detecting receipts well in my connected email account to automatically upload to posted Ramp transactions." - Jodie V.

For more details, visit Ramp Reviews.

What to Know Before Picking Airbase or Ramp

Looking at the reviews as a whole, businesses using Airbase often encounter issues with receipt management, a crowded user interface, and a cumbersome two-step reimbursement process. Users also report difficulties with navigation and limited search capabilities.

On the other hand, Ramp users frequently mention problems with receipt detection, manual entry requirements, and occasional integration issues. Approval processes and time zone settings for card limits also pose challenges for some businesses.

Why Rho Is a Better Alternative

At Rho, we understand the challenges businesses face with financial management platforms like Airbase and Ramp. Our solution addresses common pain points such as receipt management, user interface complexity, and integration issues, offering a streamlined, efficient experience. Discover why our platform is the superior choice for your financial operations.

Rho Features

• Up to 2% Cashback with Rho Platinum: Our platform offers up to 2% cashback when using Rho for both banking and cards, providing direct financial incentives that can significantly reduce overall expenses.
• No Monthly Subscription Fees: Unlike Airbase and Ramp, we do not charge any monthly subscription or platform fees, allowing businesses to scale without worrying about increasing costs.
• 24/7 Private Client Support: We provide round-the-clock private client support from Day 1, ensuring that your team always has access to timely and personalized assistance, unlike the slower, generic responses often experienced with larger companies.
• Automated Expense Management: Our automated expense management system eliminates the need for manual expense reports and ensures every receipt is captured, reducing administrative burden and improving compliance.
• Seamless Integrations: Rho integrates directly with accounting, HR, and T&E software, streamlining reconciliation and reporting processes, and saving your finance team valuable time.
• Real-Time Spend Monitoring: Our platform offers real-time spend monitoring and custom card controls, helping you stop non-compliant spend immediately and automate expense accounting, enhancing financial control and transparency.
• Centralized Financial Management: Rho provides a single platform for banking, cards, expense management, bill pay, and treasury, reducing the need for multiple vendors and simplifying financial operations.

Rho Pricing

We offer a simple and transparent pricing structure designed to eliminate the common fees associated with business banking and finance platforms. Unlike Airbase and Ramp, our core services come with no hidden charges, making it easier for businesses to manage their finances without worrying about unexpected costs.

• $0 Same-Day ACH, wires, and checks: No fees for sending same-day ACH transfers, domestic or international wire transfers, or checks through our platform.
• $0 Subscription fees: No monthly or annual subscription fees to access our platform or its core features.
• $0 Checking account minimum fees: No minimum deposit requirements or maintenance fees for checking accounts.
• $0 Connected, in-platform capabilities: No extra charge for using Accounts Payable (AP), Expense Management, and Accounting Automation features within the platform.
• $0 Per-user fees: No fees for adding users to the platform; unlimited users at no extra cost.
• 1% Foreign currency transfer: A flat 1% fee is charged on FX transfers for 32 different currencies.
• Optional $15 SWIFT fee: For international wires using the SWIFT network, an optional $15 fee may apply.

You can find all the details about our pricing here.

Why Users Love Rho

We’re proud of what we do, but we think our customers say it best. Take a look at why they prefer Rho over other options.

• Sean F. (Chief Financial Officer, Mid-Market): "Centralized system that is easy to use for all levels of the organization with exceptional customer service."
• Tyler M. (Chief Financial Officer, Small-Business): "Rho offers our users a one touch experience for reporting company expenses on a corporate card."
• Kevin K. (Director of Marketing and Analytics, Mid-Market): "We sync with Quickbooks Online seamlessly, which has saved the finance department 60 hours per month."

Want a firsthand look at Rho? You can request a free demo here.

Which Platform Is Right for Your Business?

Each platform—Airbase, Ramp, and Rho—has its strengths, catering to different business needs. Airbase excels in guided procurement and AP automation, while Ramp offers robust integrations and expense management.

This is where Rho comes in. We provide up to 2% cashback, no monthly fees, and 24/7 private client support. Our seamless integrations and real-time spend monitoring ensure a streamlined, efficient financial management experience, making Rho the superior choice for your business.

Make the Smarter Choice with Rho Today

Curious to see what Rho can do for you? Discover how our platform can transform your financial operations. Get started with Rho today.