FOR STARTUPS

No platform fees.
No per-seat fees.
No catch.

The banking platform that doesn't nickel-and-dime your runway. Free ACH, free bill pay, $0 monthly.

Takes 2 minutes • No credit check to apply • Free to open

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Financial transaction details showing a $50,000 deposit from a Chase account to an Acme, Inc. account, with frequency as one-time only.

POWERING THOUSANDS OF ENTREPRENEURS

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Logo of Perplexity, featuring a geometric star-like design on the left and the word "perplexity" in lowercase letters on the right.spark logo in blackLogo of Product Hunt featuring a stylized "P" inside a circle, followed by the text "Product Hunt" in a modern, sans-serif font.Logo of Product Hunt featuring a stylized "P" inside a circle, followed by the text "Product Hunt" in a modern, sans-serif font.niural logo blackDune logo Blackniural logo blackLogo of Perplexity, featuring a geometric star-like design on the left and the word "perplexity" in lowercase letters on the right.Dune logo Blackspark logo in black

Everything a new business needs.
Nothing it doesn't.

A limit on every card

Issue cards with per-card, per-team, or per-vendor limits n seconds.

Block bad spend upfront

Restrict merchants and categories so out-of-policy charges never happen.

See it all in real time

Every swipe appears instantly, coded and synced to QuickBooks or NetSuite.

Open your account in 3 easy steps

1
Apply in ten minutes.

Answer a few questions about your business. All online, no paperwork.

2
Make your first deposit.

Move money in from any bank to fund your account.

3
Start spending.

Use your card, pay bills, and move money from day one.

General

Yes. Checking is FDIC-insured up to $250K, and savings spreads your cash across ~400
partner banks for up to $75M in FDIC coverage.*

Nothing. No monthly fees, no per-seat fees, no minimums, and free ACH payments.

No. There's no personal credit pull and no personal guarantee. Your personal
credit stays untouched.

Yes. Rho is built for day-zero businesses. You can apply with just your formation
docs, even before your EIN arrives.