PAY SUPPLIERS, NOT FEES
Rho Checking Accounts
Pay co-packers, freight, and payroll without fee bleed. Deposit checks, send wires, manage cash, all in one place.

Banking, cards, and expenses in one platform. Earn yield on the cash sitting between production and payback.
Supporting high-growth consumer brands


"We love Rho. The extensive cash management capabilities and super founder-friendly support from the team has been amazing to use while we build our business."
Banking, cards, and treasury built for brands where every point of margin matters.
Pay co-packers, freight, and payroll without fee bleed. Deposit checks, send wires, manage cash, all in one place.

Earn up to 1.5% back on the spend already eating your margins. Control team expenses, automate reconciliation, and ditch the receipt chaos.

Put idle cash into U.S. Treasury Bills or the Morgan Stanley MULSX Mutual Fund. Make your runway work harder between production and payback.


Automate the finance work that's stealing your time, without hiring a team to do it.
Set policies once. Let your team spend on demos, trade shows, and field marketing without you approving every coffee.

Automate invoice intake from co-packers, freight, and brokers. Set rules, approve in bulk, stop drowning in paper.

Sync Rho to QuickBooks, Sage, or NetSuite. Reconcile in minutes, not days.

Trusted by Dr. Squatch, Rhode Skin, and thousands of brands that can't afford to waste margin on fees or time on busywork.

One platform for banking, cards, and expenses – stop stitching together five tools that don't talk to each other.
32-second average support response – talk to a human when it matters, not a ticket queue.
No platform fees, no overdraft fees, no ACH fees – keep more margin where it belongs.
Earn yield on idle cash – put the money sitting between production and retailer payments to work in U.S. Treasury Bills.
Expense management and AP automation included – not a paid add-on, not a separate product.
FDIC-insured through Webster Bank, N.A. – your cash is protected, not parked with a risky startup.
Built to scale with you – from first PO to national distribution.
Open your account in minutes. No fees, no platform tiers, no wasted margin.
