Security

How we keep your accounts protected.

Rho protects every dollar with institutional banking partners, strong technology, and nonstop compliance. Scroll to see how your cash stays protected at every step.

It starts with where your
money sits.

Your cash is held with established financial institutions and secure, enterprise-grade assets. Clear, stable, and built on the same foundations trusted by mature companies.

Folder icon labeled "Rho Checking," showing text: "A publicly traded institution with over $70B in assets."

Your operating funds are held at Webster Bank, N.A., Member FDIC—a publicly traded institution with over $70B in assets. Deposits are insured up to $250K per depositor, per ownership category.

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Rho Savings offers up to $75M in FDIC insurance via an Automated Deposit Management program that distributes funds across a network of FDIC-insured banks for expanded coverage and next-day liquidity.

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Rho Treasury allocates funds to high-grade assets only, including U.S. Treasury Bills and the Morgan Stanley MULSX mutual fund held with SIPC protection through our brokerage partners.

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It continues with how your money moves.

Rho builds controls, permissions, and approval logic into every spend workflow so risk is handled before dollars ever leave your account.

Two credit cards, one black and one gray, with settings for spending limit, international spend, spend controls, and usage dates.

Set merchant, limit, and time controls on every card. Mastercard Zero Liability protects against unauthorized card fraud.

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Permissions and approval flows keep team spend aligned with your rules. Transactions that need closer inspection get routed to human review.

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Rho Bill Pay verifies suppliers, flags anomalies, and restricts payments to approved vendors—ensuring only validated payments go out.

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And it’s reinforced by the tech behind the scenes.

Rho builds controls, permissions, and approval logic into every spend workflow so risk is handled before dollars ever leave your account.

Additional Reading

Why Rho chose Webster Bank, N.A. as our partner

Learn why Rho partners with Webster Bank, N.A.

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Security by Design: The Foundation of Rho's Banking Platform

How we built Rho to reinforce customer trust and security

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Built for stability.

Backed by real protection.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Rho financial dashboard showing software expenses, treasury balance, payment status, and portfolio composition charts