$0 to run
No monthly fees, no per-seat pricing, no minimums. Your runway stays yours.

Set a limit per cara, per team, per vendor. Every swipe earns 1.5% cash back.
Takes 2 minutes • No credit check to apply • Free to open
Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

POWERING THOUSANDS OF ENTREPRENEURS








No monthly fees, no per-seat pricing, no minimums. Your runway stays yours.

Unlimited free ACH and free domestic wires. Pay anyone without paying a toll.

1.5% cash back on every swipe, deposited into your account automatically.

Answer a few questions about your business. All online, no paperwork.
Move money in from any bank to fund your account.
Use your card, pay bills, and move money from day one.
Yes. Checking is FDIC-insured up to $250K, and savings spreads your cash across ~400
partner banks for up to $75M in FDIC coverage.*
Nothing. No monthly fees, no per-seat fees, no minimums, and free ACH payments.
No. There's no personal credit pull and no personal guarantee. Your personal
credit stays untouched.
Yes. Rho is built for day-zero businesses. You can apply with just your formation
docs, even before your EIN arrives.