Bill Pay supports international wires in USD only — to pay a bill in any other currency, send the payment from the Banking tab, then mark the bill as paid in Bill Pay so your records stay clean. Rho's Accounts Payable module does not currently support sending international wires in currencies other than USD, and bulk payments support domestic wires only. This article walks through the full path for an FX bill that's already in your Bill Pay queue.
Which international payments does Bill Pay support?
USD international wires: supported in Bill Pay, like any other bill payment.
Non-USD (FX) payments: not supported in Bill Pay. Send these from the Banking tab.
Bulk payments: wires to domestic accounts only. International wires can't be included in a bulk payment CSV.
How do I pay a non-USD bill that's already in Bill Pay?
The bill stays in Bill Pay for your records; the money moves through Banking. Five steps:
Add the vendor's international payment method. Go to Vendors, select the vendor, and click Add Account next to Payment Accounts. Select International, then International Wire or Bank Transfer. Choose the currency, enter the account details — an IBAN and SWIFT/BIC number may be required — and click Save.
Start the transfer. Go to the Banking tab, click Move Funds, and select Pay. Select your vendor and click Continue.
Enter the amount. Choose the checking account to pay from. Enter the value in the You Pay or Vendor Gets field — Rho converts it, including fees. Click the > arrow next to Total Fees for a breakdown.
Attach the invoice. On the Transfer Details page, use Add an Attachment to attach the invoice for your records (the recipient doesn't receive it). Use the Transfer reference field for the invoice number.
Confirm, then close out the bill. Click Confirm & Pay and complete two-factor verification. Back in Bill Pay, open the bill and select Mark as Paid. The bill moves to Paid Externally status and is archived — no duplicate payment risk, and the record is kept for reference.
What fees should I expect?
Rho charges no fee on international wires sent in USD (as of 08/02/2026). Recipient, correspondent, or intermediary banks and the SWIFT network may charge their own fees. To absorb all of these, turn on the Cover all recipient delivery fees toggle for a flat $15 (as of 08/02/2026); leave it off to deduct them from the wire amount. Fee totals shown are estimates. Currency conversion carries a 1% FX rate (as of 08/02/2026).
Which countries and currencies can I send to?
Rho supports transfers to most countries permitted under U.S. law. Before paying, check which countries and currencies are supported and the restricted countries and payment types list. Certain currencies — IDR, PHP, INR, and MYR — are processed on local payment rails rather than SWIFT, so tracking is limited once funds leave Rho.
How does this show up in my accounting?
The bill archives as Paid Externally in Bill Pay, and the Banking transfer is the actual payment record — code the Banking transaction to the right category, and the attached invoice keeps the documentation together.