Start your company. Then fund it. All free.
Neo founders can form their Delaware C-Corp completely for free. Then, deposit your Neo check to unlock exclusive banking perks.
Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, a division of Santander Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Rho × Neo
Qualify in your first 90 days and everything on the right is yours.
Terms and conditions apply.¹
- 01
- When you open your Rho account and deposit your full Neo investment
- $5,000
- 02
- When you connect and run payroll through Rho
- $2,500
- 03
- When your team crosses $10,000 in Rho Card spend
- $2,500
- 04
- Two Eight Sleep Pod 5s, one for each founder
- Included
- 05
- Guaranteed credit limit on the Rho Card
- $50,000
- 06
- 5% cashback on your first $10,000 in spend, then 1.5% after
- Included
- 07
- Free billboard in Times Square designed by you - or our team if you need help
- Included
- 08
- 3 free months of Fondo accounting
- Included
Open a Rho account, deposit your $750K+ Neo check, and make Rho your company's primary operating account. You'll unlock over $10,000 in rewards built for your first year:
One platform for end-to-end finance
Banking, cards, treasury, spend management, and accounting automation in one place.
Set up banking, treasury & cards fast
Get instant access to accounts, cards, and treasury with dedicated support and response times under a minute.
Fast implementation, dedicated support
Get up and running quickly with hands-on onboarding and a dedicated team to help you configure the platform to your workflows.
Eliminate expense admin
Rho Expenses handles reimbursements and organizes every transaction in real time. Stay compliant without extra tools.
Pay vendors without friction
Scan invoices with AI, route approvals automatically, and move money directly from your accounts.
Close the books faster
Banking, cards, and treasury sync automatically so your books stay clean and audit-ready.
"We had our fund admin team look at all of them and decided to go with Rho. Great product and team that provides invaluable GTM expertise to the startup community."
Dan Fleischmann"Rho has the single best customer service and support I've seen. They're doing everything possible to help my company succeed."
Comrie Flinn"I went with Rho when I started Fibe in 2023. They were the only ones who took the time to help me and my team onboard and answer all our Qs."
Andrew Yeung@andruyeungAs your transaction volume and employee count increase, use one platform (not four) to manage your finances – without monthly fees.

Expense Management
Make it easy for employees to spend and your finance team to enforce your expense policy.

Bill Pay
Pay hundreds of vendors in minutes with zero platform fees.

Accounting Information
Connect Rho and save hours of reconciliation time every month.
Open an account in minutes and unlock your Neo perks.