Rho Incorporation forms your Delaware C-corp for a $400 fee, credited back with a qualifying deposit (terms apply). Your first year of registered agent service is included, every document is attorney reviewed, and your Rho business account application opens in the same flow, subject to approval.
Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank, a division of Santander Bank, N.A. Member FDIC.
What you get with Rho Incorporation
¹ The $400 incorporation fee is credited back when you deposit $10,000 in new money and maintain a daily average balance at least $10,000 greater than your balance immediately before the qualifying deposit for 60 days. Substituting pre-existing funds does not count toward the requirement. Additional terms and conditions apply. Account opening is subject to approval. Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank, a division of Santander Bank, N.A. Member FDIC.
- 01
Answer the questionnaire
It takes under 5 minutes: company name, founders, ownership split, and a few signatures. No legal drafting on your side.
- 02
Rho files your Delaware C-corp
Filing typically completes in about 24 hours; about 80% of filings complete within 24 hours. Every formation document is reviewed and signed off by a licensed attorney.
- 03
Your EIN application is filed for you
After formation, your EIN application (the IRS Form SS-4) is filed for you. The IRS issues the EIN on its own timeline.
- 04
Your account is ready when your EIN is
Your Rho business account application opens in the same flow, subject to approval. Banking, invoicing, cards, and bill pay, all live the moment your account is approved, and funds can move as soon as the IRS issues your EIN.
One $400 fee, credited back
- Delaware C-corp formation, filed with the state
- Registered agent service covered for your first year
- Formation documents reviewed and signed off by a licensed attorney
- Your EIN application filed for you after formation
- Rho business account application in the same flow, subject to approval
- Banking, invoicing, cards, and bill pay, all live the moment your account is approved
No more waiting
Roughly 80% of Delaware C-corp filings clear within about 24 hours; checking account opens in parallel with EIN processing.
Get your fee back
Deposit $10,000 in new money, keep that balance for 60 days, and get your $400 formation fee credited back.
Filed, reviewed, included
Your EIN application filed by Rho, reviewed by a licensed attorney, with registered agent service free for year one.
| Rho | |
|---|---|
| Upfront price | $400, credited back with a qualifying deposit (terms apply)¹ |
| Filing speed | About 24 hours; about 80% of filings complete within 24 hours |
| Registered agent | First year covered by Rho |
| EIN handling | Your EIN application filed for you after formation |
| Business account at formation | Account application opens in the same flow, before your EIN arrives, subject to approval; funds move once the IRS issues your EIN |
| Rho | Stripe Atlas | Clerky | LegalZoom | |
|---|---|---|---|---|
| Upfront price | $400, credited back with a qualifying deposit (terms apply)¹ | $500 one-time setup fee, includes government fees and first year of registered agent services | $427 one-time (Pay Per Use); $819 Company Lifetime Package, state fees included | Starts at $149 plus filing fees |
| Filing speed | About 24 hours; about 80% of filings complete within 24 hours | Within two business days | Typically 2 to 3 business days | Not published |
| Registered agent | First year covered by Rho | First year included; $100 annually after the first year, renews automatically | First year included | $249 per year; no free first year |
| EIN handling | Your EIN application filed for you after formation | Gets your company tax ID | IRS forms completed and submitted online | Not published |
| Business account at formation | Account application opens in the same flow, before your EIN arrives, subject to approval; funds move once the IRS issues your EIN | Stripe Treasury financial account available at incorporation | Not published | Not published |
Competitive data collected from Stripe Atlas, Clerky, and LegalZoom websites as of August 20, 2026, and may change. Stripe Atlas and Clerky prices include state fees; LegalZoom's does not. ¹ See offer terms above; account opening is subject to approval.
The Delaware C-corp is the standard structure for venture-track startups. Investors expect Delaware law, a standard stock structure that supports option pools and priced rounds, and the predictability of Delaware's specialized business courts. An LLC passes profits directly to its owners and suits businesses that distribute income rather than raise equity; a C-corp issues stock, which is what venture investors buy. Rho Incorporation forms Delaware C-corps. Eligibility requires at least one US-based owner or officer, a physical US operating address, and a non-excluded industry. A US Social Security number is not required to apply.
- Investors expect Delaware law, a standard stock structure, and predictable business courts
- An LLC distributes profits directly; a C-corp issues stock, which is what venture investors buy
- Rho Incorporation forms Delaware C-corps
- Eligibility: at least one US-based owner or officer, a physical US operating address, and a non-excluded industry
Rho Incorporation is a single $400 fee, credited back when you deposit $10,000 in new money and hold your daily average balance $10,000 above its starting point for 60 days (terms apply). The fee covers formation, attorney-reviewed documents, your first year of registered agent service, and your EIN application filed for you. Read every provider's sticker price carefully: as of August 20, 2026, Stripe Atlas charges a $500 one-time setup fee that includes government fees, Clerky's Pay Per Use incorporation is $427 with state fees included, and LegalZoom starts at $149 plus filing fees. Some prices include state filing fees and some do not, which is the most misread line in incorporation pricing. Delaware also charges every corporation ongoing franchise taxes, separate from any provider fee.
- Rho: $400, credited back with a qualifying deposit (terms apply)
- Stripe Atlas: $500 one-time setup fee, includes government fees
- Clerky: $427 (Pay Per Use), state fees included; LegalZoom: starts at $149 plus filing fees
- Some prices include state filing fees and some do not; Delaware franchise taxes are separate and ongoing
The sequence with Rho runs: a questionnaire that takes under 5 minutes, a Delaware filing that typically completes in about 24 hours (about 80% of filings complete within 24 hours), and then your EIN application, the IRS Form SS-4, filed for you. The IRS issues the EIN on its own timeline, and issuance takes longer for founders without a US Social Security number. With Rho, your business account application opens during the incorporation flow, before the EIN arrives, conditional on approval. Funds cannot move until the IRS issues the EIN and it attaches to your account. The standard Rho application, outside the incorporation flow, requires your EIN letter up front. Once approved, banking, invoicing, cards, and bill pay are all live the moment your account is approved, and corporate cards earn up to 2% cashback with Rho Platinum (terms apply). Companies holding larger balances can add a separate Rho Business Savings Account, with deposits placed with American Deposit Management Co. and its partner banks for access to up to $75,000,000 in FDIC deposit insurance per entity.
- Questionnaire under 5 minutes, filing in about 24 hours, then your EIN application filed for you
- Account application opens before the EIN arrives, conditional on approval; funds move once the IRS issues the EIN
- Banking, invoicing, cards, and bill pay are all live the moment your account is approved
A registered agent is the person or company designated to receive legal and state correspondence for your business in its state of formation, and Delaware requires every corporation to maintain one. It is a recurring cost most founders forget to price in: as of August 20, 2026, Stripe Atlas charges $100 annually after the first year and LegalZoom charges $249 per year with no free first year. When you incorporate through Rho, registered agent service is covered by Rho for your first year.
- Delaware requires every corporation to maintain a registered agent
- Stripe Atlas: $100 annually after the first year, renews automatically
- LegalZoom: $249 per year with no free first year
- Rho: registered agent service covered for your first year
Answer the questionnaire in under 5 minutes. About 80% of filings complete within 24 hours, and your Rho business account application opens in the same flow, subject to approval.
Frequently asked questions
Provider fees plus state filing fees. As of August 20, 2026, verified provider prices ran from $149 to $819. Rho Incorporation is a $400 one-time fee, credited back when you deposit $10,000 in new money and hold your balance $10,000 above its starting point for 60 days (terms apply).
Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank, a division of Santander Bank, N.A. Member FDIC. The $400 incorporation fee is credited back when you deposit $10,000 in new money and maintain a daily average balance at least $10,000 greater than your balance immediately before the qualifying deposit for 60 days. Substituting pre-existing funds does not count toward the requirement. Additional terms and conditions apply. Account opening is subject to approval. Incorporation filings are subject to state processing. The Rho Business Savings Account is a separate account from Rho checking. Rho Savings deposits are placed with American Deposit Management Co. and its partner banks, a network of 400+ FDIC- and NCUA-insured institutions (as of August 2026), providing access to up to $75,000,000 in FDIC deposit insurance per entity. Checking deposits are FDIC-insured up to $250,000 per entity. FDIC insurance protects deposits against the failure of the insured depository institution where they are held; it does not protect against the failure of Rho, which is a fintech company and not a bank. Competitive data collected from Stripe Atlas, Clerky, and LegalZoom websites as of August 20, 2026, and may change. Product claims current as of August 2026.