Delaware C-corp formation, attorney-reviewed and typically filed within about 24 hours, with your Rho business account application opening in the same flow. Rho Incorporation costs $400, credited back with a qualifying deposit (terms apply).
Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank, a division of Santander Bank, N.A. Member FDIC.
What you get with Rho Incorporation
¹ $400 Rho incorporation fee, credited back once you deposit $10,000 in new money into your Rho checking account and keep your daily average balance at least $10,000 above where it started for the 60 days after incorporation (terms apply). ² Filing time measures Delaware state filing only, starting the next business day after you submit your information; it does not measure EIN issuance or account approval. About 80% of filings complete within 24 hours; Delaware processing backlogs can extend this window.
- 01
Answer a short questionnaire
Tell Rho your company name, share structure, and founder details to start your Delaware C-corp formation. You'll need at least one US-based owner or officer and a US operating address; founders in certain restricted countries or excluded industries aren't eligible.
- 02
Rho files with Delaware
Rho submits your certificate of incorporation to the state. Filing typically completes within about 24 hours of the next business day; about 80% of filings finish in that window, though Delaware processing backlogs can extend it.
- 03
Get your formation documents
A licensed attorney reviews and signs off on your certificate of incorporation and other Rho Incorporation formation documents.
- 04
Apply for your Rho account and EIN
Your Rho business account application can open in the same flow, subject to approval, while your SS-4 (EIN application) is prepared and submitted for you. Funds move once the IRS issues your EIN.
One flat fee. Credited back.
- Delaware C-corp formation, attorney-reviewed
- Your SS-4 (EIN application) prepared and submitted for you
- Registered agent service for your first year
- Formation documents, including your certificate of incorporation and other Rho Incorporation formation documents
- Rho business account application in the same flow, subject to approval
- Banking, invoicing, cards, and bill pay live the moment your account is approved
Rho charges a $400 incorporation fee. It is credited back once you deposit $10,000 in new money into your Rho checking account and keep your daily average balance at least $10,000 above where it started for 60 days after incorporation (terms apply). Registered agent service is included for your first year with Rho Incorporation; platform access after year one is $1,000 annually and contract services run $100 or $250 per contract. Delaware franchise taxes apply separately and on an ongoing basis.
No more waiting
Roughly 80% of Delaware C-corp filings clear within about 24 hours; checking account opens in parallel with EIN processing.
Get your fee back
Deposit $10,000 in new money, keep that balance for 60 days, and get your $400 formation fee credited back.
Filed, reviewed, included
Your EIN application filed by Rho, reviewed by a licensed attorney, with registered agent service free for year one.
| Rho | |
|---|---|
| Upfront price | $400, credited back with a qualifying deposit (terms apply) |
| Filing speed | About 24 hours; about 80% of filings complete within that window |
| Registered agent | Covered for your first year |
| EIN handling | Your SS-4 (EIN application) is prepared and submitted for you; the IRS issues your EIN on its own timeline |
| Business account at formation | Your Rho account application opens in the same flow, subject to approval; funds move once the IRS issues your EIN |
| Rho | Stripe Atlas | Clerky | LegalZoom | |
|---|---|---|---|---|
| Upfront price | $400, credited back with a qualifying deposit (terms apply) | $500 one-time setup fee, includes state filing fees and first-year registered agent | $427 to $819 one-time, includes Delaware filing fees and first-year registered agent | Starts at $149 plus filing fees, billed separately |
| Filing speed | About 24 hours; about 80% of filings complete within that window | Within two business days | 2 to 3 business days | 1 to 2 days on its fastest ($349) tier; 7 to 10 days standard |
| Registered agent | Covered for your first year | Included for year one; $100 annually after | Included in package price for year one; renewal price not published | $249 per year, auto-renews |
| EIN handling | Your SS-4 (EIN application) is prepared and submitted for you; the IRS issues your EIN on its own timeline | Gets your company tax ID | Completes IRS forms and submits them to the IRS for you | Not published |
| Business account at formation | Your Rho account application opens in the same flow, subject to approval; funds move once the IRS issues your EIN | Opens a Stripe Treasury account the moment you incorporate | Helps you apply to outside banks with pre-filled applications, no EIN needed; does not open an account of its own | Not published |
Competitive data collected from Stripe Atlas, Clerky, and LegalZoom websites as of 2026-09-07, and may change. State filing fees are included in Rho's, Stripe Atlas's, and Clerky's price above; LegalZoom bills state filing fees separately.
Rho Incorporation forms Delaware C-corps because that is what most venture-backed startups and their investors expect. Delaware's Court of Chancery has decades of business-law precedent, its corporate statute is predictable, and standard venture financing documents assume a Delaware C-corp counterparty. A Delaware C-corp can issue preferred stock to investors and common stock to employees more cleanly than most other structures.
- Most venture-backed startups and their investors expect a Delaware C-corp
- Delaware's Court of Chancery has decades of business-law precedent
- Standard venture financing documents assume a Delaware C-corp counterparty
- A Delaware C-corp can issue preferred stock to investors and common stock to employees more cleanly than most other structures
Rho Incorporation covers Delaware C-corp formation, reviewed and signed off by a licensed attorney, and typically files with the state within about 24 hours (about 80% of filings complete in that window; Delaware processing backlogs can extend it). Registered agent service is included for your first year. Your SS-4 (EIN application) is prepared and submitted for you, and your Rho business account application can open in the same signup flow, subject to approval, though funds cannot move until the IRS issues your EIN. Banking, invoicing, cards, and bill pay are live the moment your account is approved.
- Delaware C-corp formation, reviewed and signed off by a licensed attorney
- Files with the state within about 24 hours; about 80% complete in that window
- Registered agent service included for your first year
- Your SS-4 (EIN application) prepared and submitted for you
- Banking, invoicing, cards, and bill pay live the moment your account is approved
Rho Incorporation bundles Delaware C-corp filing, attorney review, registered agent service, EIN prep, and a business account application into one $400 fee, credited back with a qualifying deposit (terms apply). Filing directly with the Delaware Division of Corporations means paying the state's own certificate-of-incorporation fee, then separately coordinating attorney review, registered agent service, EIN filing, and banking on your own. Other formation services bundle similar steps for one fee: Stripe Atlas charges $500; Clerky charges $427 to $819; LegalZoom starts at $149 plus separate filing fees. The real difference between services is what's bundled, not just the sticker price: attorney review, registered agent renewal cost, EIN handling, and whether a business account can open in the same flow.
- Rho bundles filing, attorney review, registered agent, EIN prep, and a business account into one $400 fee, credited back (terms apply)
- Filing directly with Delaware means coordinating attorney review, registered agent, EIN filing, and banking on your own
- Stripe Atlas charges $500; Clerky charges $427 to $819; LegalZoom starts at $149 plus separate filing fees
- The real difference is what's bundled, not just the sticker price
Rho Incorporation forms Delaware C-corps only, the structure that lets a company issue preferred stock to investors and common stock to employees more cleanly than most other structures. A Delaware C-corp is owned by shareholders, can issue multiple classes of stock, and is what most venture investors and standard startup equity documents expect. An LLC is owned by members, offers more flexible tax treatment, and is more common for businesses that don't plan to raise venture capital. If your company plans to raise venture funding or issue employee equity, starting as a Delaware C-corp with Rho avoids converting later.
- Rho Incorporation forms Delaware C-corps only
- A Delaware C-corp is owned by shareholders and can issue multiple classes of stock
- An LLC is owned by members and offers more flexible tax treatment
- Planning to raise venture funding or issue employee equity? Starting as a Delaware C-corp avoids converting later
Form your Delaware C-corp with Rho, attorney-reviewed and typically filed within about 24 hours, with your business account application in the same flow.
Frequently asked questions
Rho Incorporation costs $400, credited back once you deposit $10,000 in new money into your Rho checking account and keep your daily average balance $10,000 above your starting balance for 60 days after incorporation (terms apply).
Rho charges a $400 fee, credited back with a qualifying deposit (terms apply). Stripe Atlas charges $500, Clerky charges $427 to $819, and LegalZoom starts at $149 plus separate filing fees. Rho's, Stripe Atlas's, and Clerky's fees each include state filing fees and a first year of registered agent service; LegalZoom bills state filing fees separately. (Competitive data collected from Stripe Atlas, Clerky, and LegalZoom websites as of 2026-09-07, and may change.)
Yes. Your Rho business account application can open in the same flow as incorporation, before your EIN arrives, subject to approval. Funds cannot move until the IRS issues your EIN and it attaches to your account. Non-VC-backed founders get a 30-day pre-EIN window before the EIN arrives; VC-backed founders get 60 days. Both require manual review, and neither is guaranteed.
Not yet. Rho Incorporation is C-corp only today; LLC formation is coming soon. Rho Incorporation is built for Delaware C-corps, the structure most venture-backed startups and their investors expect. If you're deciding between structures, see how a Delaware C-corp compares to an LLC below.
Rho Incorporation costs $400, credited back with a qualifying deposit (terms apply), and typically files with Delaware within about 24 hours. Stripe Atlas costs $500 with no credit-back offer and states a two-business-day filing window. Rho's business account application can open in the same incorporation flow, subject to approval; Stripe Atlas opens a Stripe Treasury account the moment you incorporate. (Competitive data collected from Stripe Atlas websites as of 2026-09-07, and may change.)
Rho Incorporation includes Delaware C-corp formation reviewed by a licensed attorney, registered agent service for your first year, and your SS-4 (EIN application) prepared and submitted for you. Your Rho business account application can open in the same flow, subject to approval, and banking, invoicing, cards, and bill pay are live the moment your account is approved.
A Delaware C-corp is owned by shareholders, can issue multiple classes of stock, and is what most venture investors and standard startup equity documents expect. An LLC is owned by members and offers more flexible tax treatment, and is common for businesses that don't plan to raise venture capital. Rho Incorporation forms Delaware C-corps only.
Rho typically files your Delaware C-corp with the state within about 24 hours of the next business day after you submit your information, and about 80% of filings complete in that window. Delaware processing backlogs can extend it, and the 24-hour figure covers state filing only, not EIN issuance or account approval.
At least one owner or officer must be US-based with a US operating address, and your business can't be in a restricted industry or country.
No. Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services are provided by Webster Bank, a division of Santander Bank, N.A., Member FDIC, and deposits are FDIC-insured up to $250,000 per entity through that partnership. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party.
A Delaware C corporation is a legal entity, the kind Rho Incorporation forms for startups, that is owned by shareholders, can issue multiple classes of stock, and is what most venture-backed companies and their investors expect. Delaware's Court of Chancery has decades of business-law precedent and its corporate statute is predictable, which is why most venture financing documents assume a Delaware C-corp counterparty.
Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank, a division of Santander Bank, N.A. Member FDIC. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party. Rho Incorporation is not a law firm or accounting firm and does not provide legal, tax, or accounting advice. Rho is not responsible or liable for any errors, omissions, or mistakes made by Rho Incorporation or in any materials, filings, or documents prepared or provided through the service. You are solely responsible for reviewing all such materials and should have your own legal counsel, tax advisors, and other qualified experts review any materials provided by Rho Incorporation before relying on them. Competitive data collected from Stripe Atlas, Clerky, and LegalZoom websites as of 2026-09-07, and may change. Product claims current as of September 2026.