Rho Platinum is a program, not a plan. There's no fee to pay and no application to fill out: businesses that make Rho their primary financial platform qualify for higher Cashback rates on Rho Corporate Cards. Here's how the program works today.
What you earn
Rho Platinum members earn up to 2% Cashback1 on the Rho Card with Daily Terms — up from the standard 1.5% rate. On Monthly Terms, Platinum members earn 1.75% Cashback, up from the standard 1.25%.
Daily Terms: 2% Cashback (Rho Platinum) / 1.5% (standard)
Monthly Terms: 1.75% Cashback (Rho Platinum) / 1.25% (standard)
The Platinum Daily Terms rate applies to your first $1M in eligible spend per calendar year — that's the standard limit. If you expect to spend more than $1M per year, talk to our sales team. Earning Cashback requires paying your full statement balance on time.
How to qualify
There's no separate tier to buy. You qualify for Rho Platinum by using Rho as the core platform for your day-to-day banking and corporate card spending:
Run payroll from your Rho account.
Deposit your business revenue via your Rho Checking account.
Hold at least 50% of your company's assets at Rho.
Open a Rho Corporate Card.
Meet all four qualifications? Talk to your account team to confirm your Platinum rate.
The fine print, in plain language
Program terms, rates, and qualification criteria may change. The complete, always-current Rho Cashback Rewards Program terms live at rho.co/policies/cashback-rewards — that page is the source of truth if anything here ever drifts out of date.
Currently using another provider? Experience the Rho difference firsthand.
Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party. Products and services offered through the Rho platform are subject to approval. The Rho Corporate Cards are issued by Webster Bank N.A., member FDIC pursuant to a license from Mastercard, subject to approval.
1 2% Cashback on the Rho Card with Daily Terms for Rho Platinum members, on up to $1M in eligible spend per calendar year (the standard limit; talk to sales for higher volumes); standard Daily Terms rate 1.5%. Monthly Terms: 1.75% (Platinum) / 1.25% (standard). Requires paying the full statement balance on time. Rho Platinum qualification: payroll run from Rho, business revenue deposited via Rho Checking, 50%+ of company assets held at Rho, and an open Rho Corporate Card. Rates as of 08/02/2026; program terms, rates, and qualification criteria may change. See the complete Rho Cashback Rewards Program terms and conditions.