Rho Platinum is Rho's top tier for businesses that run their finances through Rho. It isn't a paid plan — there's no subscription fee. You qualify by consolidating your financial operations on Rho.
What do I get with Rho Platinum?
Up to 2% Cashback with Rho Platinum (terms apply) — Rho's highest Cashback rate on the Rho Card with Daily Terms, plus elevated rates on Monthly Terms. The 2% rate applies to your first $1 million in eligible spend per calendar year, the standard limit. Spending more than $1M a year? Talk to sales and we'll build your program. See the current Rewards Terms for the full rate schedule and conditions.
How do I qualify?
Rho Platinum requires all four of the following:
Payroll runs from Rho — Rho is your central account for payroll.
Revenue lands in Rho — your business revenue is deposited into Rho Checking.
Most of your assets are at Rho — 50% or more of your company's assets are held at Rho.
An active Rho Corporate Card — you have an open Rho Corporate Card.
When does the higher Cashback rate apply?
Once your account meets all four qualifications. Cashback requires paying your full statement balance on time — see Understanding Card Cashback for how and when Cashback pays out.
Do I lose Platinum if I stop qualifying?
Platinum status reflects your current setup. If your account no longer meets the qualifications, your Cashback rate returns to the standard rate.
How do I check my status or get help qualifying?
Contact your account team or reach support 24/7 — phone, chat, or email. We'll tell you exactly which qualifications you're missing.