How Rho Incorporation Works: From Filing to Funded Account

In one flow, get an attorney-reviewed Delaware C-Corp filing and a business bank account opened before your EIN arrives.

Today, we're excited to launch Rho Incorporation, available directly in our sign-up flow and powered by Soxton.

Every company starts the same way. There's an idea, there's momentum, and then there's paperwork. Founders typically spend days or weeks between deciding to start a company and actually operating one.

Find an incorporation service or a lawyer. Wait on filings. Wait on an EIN. Only then can you apply for a business bank account. Each step lives in a different tool, with its own wait.

Rho Incorporation is an attorney-reviewed Delaware C-corp filed in about 24 hours. Open your Rho business bank account in one motion, without switching tabs.

Highlights

  • Under 5 minutes to complete. Company name, founder details, equity split.

  • Filed in about 24 hours. About 80% of filings complete within a day. Registered agent covered for year one.

  • Every document reviewed by a licensed attorney. Certificate of incorporation, bylaws, board consents, stock agreements, 83(b)s.

  • Open before your EIN arrives. Your Rho account application runs in the same flow. Your EIN attaches to it once the IRS issues it.

How it works

You complete the questionnaire inside the Rho application in under five minutes. From there, a licensed attorney reviews and signs off on every document, your Delaware C-corp is filed in about 24 hours, and your EIN application is filed on your behalf.

Rho Incorporation costs $400. That price includes your registered agent for the first year, and the bank account is included.

Offer for new Rho clients: Get your incorporation fees covered by Rho

Rho Incorporation is ordinarily $400. However, we will credit that back to qualifying accounts that deposit and maintain $10,000 in a Rho Checking Account for 60 days after you incorporate. Terms and conditions apply.*

Your account opens while you wait on the IRS

An EIN takes hours to arrive if you have an SSN and weeks if you don't. At most banks, that wait comes first, and only then can you start the account application.

Rho runs the two in parallel. Your business account opens in the same flow as your incorporation, so the setup is already done while the IRS processes your EIN. Once your EIN is issued, it attaches to the account, and money movement begins from there.

Ready the moment your EIN lands

When your EIN arrives, there is no second application and no waiting on a bank. Checking, corporate cards, invoicing, bill pay, and expenses are already set up and waiting.

That means you can send your first invoice the day your EIN is issued. An investor's check has somewhere to land in an entity and an account you set up in a single sitting.

How to get started

You can see the whole flow end to end at incorporatewithrho.com. When you're ready, sign up and start filing.

Your Delaware C-corp is attorney-reviewed and filed in about 24 hours, your account is set up in the same flow, and the $400 comes back to you.

Try it out today.


Ready to incorporate? Rho Incorporation forms your Delaware C corp with attorney-reviewed filings, includes your first year of registered agent service, and gives you same-day access to Rho banking, corporate cards, and treasury once approved.

FAQs

Delaware C corporations. LLC support is coming soon.

Yes, but for founders outside the U.S., all applicants require a verified U.S. residential address to file for incorporation and to bank with Rho. Note that applications that don’t meet this requirement will not be processed. Also, if you apply without a US SSN or TIN, the EIN application will be faxed rather than filed online, which could add two to three weeks.

Rho Incorporation is ordinarily $400. However, we will credit that back to qualifying accounts that deposit and maintain $10,000 in a Rho Checking Account for 60 days after you incorporate. Terms and conditions apply.*

No. The registered agent is covered for the first year, and the EIN application is submitted after your incorporation is complete.

No additional fees at the time of incorporation. Delaware franchise taxes apply on an ongoing basis, as with every Delaware corporation.

The questionnaire takes about 5 minutes, and about 80% of filings complete within 24 hours (verified as of August 2, 2026).