Stripe Atlas vs Firstbase: Which to Pick in 2026

Stripe Atlas is $500 one time. Firstbase Start is a promotional $99 plus your state fee and a $299/yr registered agent. Compare both, plus Rho, for 2026.

Stripe Atlas vs Firstbase: Which to Pick in 2026

Stripe Atlas and Firstbase both form US companies online and solve the same first step. They are built for different founders, though. Atlas is a one-time product optimized for venture-track Delaware startups inside the Stripe ecosystem. Firstbase is a services platform where formation is the entry point to a subscription stack of mail, compliance, bookkeeping, and tax products.

Here is the head-to-head on pricing, inclusions, ongoing costs, and international support, with every number checked on the official sites on October 17, 2026. One disclosure up front: Rho (that's us) sells a competing incorporation product, covered below as a third option.

  • Stripe Atlas costs $500 one time, includes the first year of registered agent service, and then costs $100 per year. Firstbase Start is listed at a promotional $99 (regularly $399) plus your state fee, and registered agent service, which Firstbase says is required for incorporation, is a separate $299 per year per state.

  • Atlas files the 83(b) election for every C-corp founder. Firstbase's homepage says its post-formation toolkit lets you file your 83(b) for free.

  • Atlas forms Delaware entities only. Firstbase adds Wyoming as a second state option.

  • Both serve international founders: Stripe says startups in over 175 countries have used Atlas, and Firstbase says it is trusted by founders in 188 countries.

  • Two-year cost for a C-corp: $600 with Atlas, versus $697 plus your state fee with Firstbase at today's promotional price once the registered agent is included.

  • Rho is the third option: when you incorporate a Delaware C-corp with Rho ($400), your business account application opens in the same flow, subject to approval. Rho also forms LLCs for $349 all in, state filing fee included.

Stripe Atlas or Firstbase: which should you choose?

Choose Stripe Atlas if you are building a venture-track Delaware startup and want one flat fee: $500 one time, with state filing fees, 83(b) election filing, and your first year of registered agent service included, then $100 a year. Choose Firstbase if you want Wyoming as an option or a subscription stack of mailroom, accounting, and tax services: Start is listed at a promotional $99 (regularly $399) plus your state fee, and registered agent service, which Firstbase says is required for incorporation, is $299 a year per state. The third option is Rho: Delaware C-corp $400, LLC $349 all in with the state filing fee included.

Rho is best for founders forming a Delaware C-corp who want their company formed and a business account opened in the same flow, subject to approval.

We assess each option on published price, what that price includes, speed, and whether a business account can open in the same flow as formation.

Quick comparison

Stripe Atlas

Firstbase

Rho

Formation price

$500 one time

$99 promotional (regularly $399), one time

Delaware C-corp $400; LLC $349 all in

States

Delaware only

Delaware or Wyoming

Delaware for C-corps

Entities

C corp or LLC

C corp or LLC

C-corp or LLC

State filing fees

Included

Paid separately

LLC: included

EIN

Included

Expedited EIN setup included

Delaware C-corp: your EIN application is filed for you

83(b) election

Filed for you

Homepage says you can file your 83(b) for free

Delaware C-corp: 83(b) election support

Registered agent

First year included, then $100/yr

Required, $299/yr per state

Delaware C-corp: covered for year one

Legal documents

Templates included

Post-incorporation documents included

Delaware C-corp: attorney-reviewed formation documents

Business account

Stripe business account offered

Banking partner applications, subject to partner approval

Delaware C-corp: application in the same flow, subject to approval

Perks and add-ons

$2,500 Stripe credits, $50k+ partner discounts

$350K+ in deals and rewards, VC discovery; mailroom, accounting, tax filing, Firstbase One

Banking, invoicing, cards, and bill pay, all live the moment your account is approved

Pricing: $500 one time vs $99 plus your state fee and subscriptions

Atlas is deliberately simple: $500 covers the Delaware filing with state fees, the EIN, founder equity issuance and share purchase agreements, 83(b) filing, legal templates, and the first year of registered agent service. After year one, the only required cost from Stripe is $100 per year for the agent.

Firstbase Start is listed at a promotional $99 one time (regularly $399), and Firstbase says you pay your state fee on top. In Delaware, a certificate of incorporation starts at $109, per the Delaware Division of Corporations fee schedule revised August 1, 2026. Start includes expedited EIN setup, post-incorporation documents such as a stock purchase agreement and bylaws, and help opening a business bank account with one of Firstbase's banking partners. Firstbase says registered agent service is required for incorporation and sells it separately at $299 per year per state. So the realistic day-one price for a compliant company is $398 plus your state fee, and every year after costs $299 for the agent versus Atlas's $100.

Firstbase's pricing page also says a US address is required for incorporation; its Mailroom starts at $35 per month if you don't have one. Accounting (from $189 per month), Tax Filing ($1,799 per year), and the Firstbase One bundle ($199 per month, billed yearly at $2,388) are optional. That is the business model: Firstbase wants the ongoing relationship, Stripe wants you processing payments on Stripe.

What each includes for startup paperwork

For a venture-track C corp, the details matter more than the sticker price.

Atlas issues founder equity with standard share purchase agreements, files your 83(b) election (a 30-day, hard-deadline filing for founders with vesting stock), and provides a library of legal templates. This is the paperwork investors and startup lawyers expect to see done correctly. Our full Stripe Atlas review goes deeper on quality.

Firstbase prepares post-incorporation documents, including a stock purchase agreement and bylaws. Its homepage says founders can file their 83(b) for free and on time through its post-formation toolkit. If you are forming a C-corp with founder vesting, confirm how and when your 83(b) gets filed, because missing the 30-day window is one of the most expensive unforced errors in startup formation.

Atlas says plainly that it is not a law firm. Standard formations are exactly what these products are for; anything unusual about your cap table or founder situation is worth an attorney's time regardless of which service you use.

Entity types and states

Atlas forms Delaware C corps and Delaware LLCs, plus C corporation subsidiaries. That is the whole menu, and for startups it is usually the right menu.

Firstbase forms C corps and LLCs in Delaware or Wyoming. Wyoming is mostly interesting for LLCs. If that trade-off is live for you, our comparison of Delaware vs Wyoming LLCs walks through the ongoing costs; on the Delaware side, an LLC pays a $400 annual tax by June 1, per the Delaware Division of Corporations. For a venture-track C corp, Delaware remains the standard either way.

International founders

Both services work for non-US founders. Stripe says startups in over 175 countries have used Atlas, and without a US Social Security number Atlas gets your EIN in 10 to 35 business days after incorporation. Firstbase says you don't need to be a US resident to get your EIN through it, with no SSN or ITIN required, and it sells a US address with mail scanning through Mailroom plus access to its banking partners. If your main problem is "I have no US footprint at all," Firstbase's stack addresses more of it, at subscription prices.

Ecosystem and perks

Atlas includes $2,500 in Stripe product credits for your first year and access to over $50,000 in partner discounts, and it drops you into the Stripe ecosystem, which is where many software companies want to be anyway. Firstbase lists more than $350K in deals and rewards and a way to get discovered by VCs. Both perk sets are real but should be tiebreakers, not deciding factors.

Who should pick which

Pick Stripe Atlas if you are building a venture-track startup, you want the 83(b) filed and founder equity issued inside the product, and you prefer one flat fee with a $100 per year tail. It is built for Delaware C corps.

Pick Firstbase if you are a non-US founder who needs the full footprint (address, mail, banking help, compliance) from one vendor, or you specifically want a Wyoming entity. Price the registered agent and any subscriptions into your comparison. Our standalone Firstbase review covers the full stack.

If you are weighing Atlas against a lawyer-drafted alternative instead, see Stripe Atlas vs Clerky, and for the whole field, our guide to the best incorporation services.

Where Rho fits: a third option

Rho Incorporation (yes, that's us) forms Delaware C-corps for $400 and LLCs for $349 all in, state filing fee included. Best for: founders forming a Delaware C-corp who want their company formed and a business account opened in the same flow, subject to approval.

For a Delaware C-corp, every formation document is reviewed and signed off by a licensed attorney, filing takes about 24 hours with the clock starting the next business day after submission, your EIN application is filed for you, you get 83(b) election support, and registered agent service is covered for year one. Banking, invoicing, cards, and bill pay, all live the moment your account is approved. When you incorporate a Delaware C-corp with Rho, at least one owner or officer must be US-based, the company needs a US operating address, and it must operate in an eligible industry.

Ready to incorporate? Rho Incorporation forms your Delaware C-corp for $400, with your business account application in the same flow, subject to approval, and banking, invoicing, cards, and bill pay, all live the moment your account is approved. Rho also forms LLCs for $349 all in, state filing fee included.

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