To deposit a check in the Rho app, you first have to enable access to your camera and/or photos. The Rho app will prompt you to enable camera access when you're ready to take a photo of the check.
To deposit a check, navigate to the banking tab and then click the check icon in the top right corner.
Depositing a check for the first time?
When you deposit a check for the first time, you'll see a list of instructions to guide you through the process. Please read the check requirements carefully to ensure a successful deposit.
Submit the front of the check
Submit the back of the check
Note: Make sure to endorse the check by signing the back. Also, handwrite "for mobile deposit only" under your endorsement (or check the mobile deposit box, if applicable).
Always upload a clear photo of the front and back of the check on a dark, contrasting background. For best image quality and faster processing, avoid placing the check on a light or white surface when taking the photos.
Input Sender Details
You will be prompted to input the sender's name and amount and select the checking account where you wish to deposit the check.
Once you've submitted your deposit, you can view it in the Recent Activity log in your Banking Tab in the Rho dashboard.
Please note:
Check deposits take 2 to 3 business days to clear, subject to risk-based monitoring (generally up to 6-7 business days).
Check deposits exceeding $15,000.00 in one business day may be subject to additional screening and settlement delays.
When depositing a check via the Rho mobile app, your check will first show as queued, then in a processing state until it settles. This is the same flow as depositing checks via the Rho website!
If you don't see the Check icon in the top-right corner of your Rho app, make sure you've accepted the Terms of Service in your web browser.