ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day. However, the exact timing can vary based on the financial institution and the time of day the transaction is initiated.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, while those sent after 2 p.m. EST will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, and those sent after 4:45 p.m. EST will land the next business day.
If you have more questions, feel free to check out Rho's help center.