ROUTING NUMBERS
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FIRST CITIZENS BANK & TRUST COMPANY
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053100300
Send your business payment fast to FIRST CITIZENS BANK & TRUST COMPANY with zero platform, ACH or wire fees with Rho.*
Routing Number
053100300
Bank
FIRST CITIZENS BANK & TRUST COMPANY
Address
100 EAST TRYON ROAD/DAC28
City
RALEIGH
State
NC
Zip
27603
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers sometimes use different routing numbers because they are distinct types of transactions. Banks often reserve separate routing numbers for each to ensure proper processing. For FIRST CITIZENS BANK & TRUST COMPANY in NC, the routing number 053100300 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day if sent before the cutoff time.
At Rho, ACHs sent before 2pm EST land the same day, and those sent after 2pm EST land within 1-3 business days. Wires sent before 4:45pm EST arrive the same day, and those sent after 4:45pm EST arrive the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments straightforward and cost-effective. You can easily initiate ACH and wire transfers directly from your Rho account without worrying about fees. That's right—Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the full pricing details? Check out Rho's pricing for more information.