Y Combinator

The Rho YC Deal

Start your company. Then fund it. All free.

YC founders can form their Delaware C-Corp completely for free. Then, deposit your YC check to unlock exclusive banking perks.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Rho dashboard

Rho × Y Combinator

Current YC Batch Deal

Qualify in your first 90 days and everything on the right is yours.

Terms and conditions apply. 1

01
When you open your Rho account and deposit your $500K YC investment
$5,000
02
When you connect and run payroll through Rho
$2,500
03
When your team crosses $10,000 in Rho Card spend
$2,500
04
Two Eight Sleep Pod 5s, one for each founder
Included
05
Guaranteed credit limit on the Rho Card
$50,000
06
5% cashback on your first $10,000 in spend, then 1.5% after
Included
07
Free billboard in Times Square designed by you - or our team if you need help
Included
08
3 free months of Fondo accounting
Included
How to qualify

Open a Rho account, deposit your YC check, and make Rho your company's primary operating account. You'll unlock over $15,000 in rewards built for your first year:

Rho × Y Combinator

YC Alumni Deal

Qualify in your first 90 days and everything on the right is yours.

Terms and conditions apply. 2

01
When you open your Rho account and move the majority of your operating funds + payroll to Rho*
$4,000
02
One Eight Sleep Pod 5
Included
03
Guaranteed credit limit on the Rho Card
$50,000
04
5% cashback on your first $10,000 in spend, then 1.5% after
Included
05
Free billboard in Times Square designed by you - or our team if you need help
Included
06
3 free months of Fondo accounting
Included
How to qualify

Move your deposits and payroll to Rho and make it your company's primary operating account. You'll unlock over $10,000 in rewards:

Did we mention you get a billboard on us?

Rho will pay for and design your Billboard in Times Square.

One platform for end-to-end finance

Banking, cards, treasury, spend management, and accounting automation in one place.

Set up banking, treasury & cards fast

Get instant access to accounts, cards, and treasury with dedicated support and response times under a minute.

Fast implementation, dedicated support

Get up and running quickly with hands-on onboarding and a dedicated team to help you configure the platform to your workflows.

Eliminate expense admin

Rho Expenses handles reimbursements and organizes every transaction in real time. Stay compliant without extra tools.

Pay vendors without friction

Scan invoices with AI, route approvals automatically, and move money directly from your accounts.

Close the books faster

Banking, cards, and treasury sync automatically so your books stay clean and audit-ready.

What founders say

"We had our fund admin team look at all of them and decided to go with Rho. Great product and team that provides invaluable GTM expertise to the startup community."
Dan FleischmannDan Fleischmann
"Rho has the single best customer service and support I've seen. They're doing everything possible to help my company succeed."
Comrie FlinnComrie Flinn
"I went with Rho when I started Fibe in 2023. They were the only ones who took the time to help me and my team onboard and answer all our Qs."
Andrew YeungAndrew Yeung@andruyeung

We're ready when you are.

Open an account in minutes and unlock your 021 Ventures perks.